55+ Communities in Tennessee
19 researched communities across 14 cities, 16 with a legal 55+ or 62+ age restriction. Most are in Gallatin, Mount Juliet and Franklin.
Tennessee's 55+ market is concentrated most heavily in the Nashville metro, where Del Webb (Pulte) has built four separate communities across Rutherford, Williamson, Wilson, and Sumner counties, alongside a strong layer of regional and independent builders (Southern Land Company's Westhaven Active Adult, Goodall Homes' Retreat at Fairvue, D.R. Horton's Nexus South, and Epcon Communities' Courtyards brand).
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Tennessee community directory
19 communities
Bradshaw Farms Reserve
Mount Juliet, TN · Wilson County
Attached / townhome
Landscaping maintenance included
Cottages at Pryse Farm
Farragut, TN · Knox County
Single-family · Attached / townhome
Cottages of Providence
Mount Juliet, TN · Wilson County
Attached / townhome
Price: Reported pricing starting from the low $400,000s
Community swimming pool · Walking and biking trails · Parks and natural green spaces
Del Webb at Barton Village
Lebanon, TN · Wilson County
Single-family
HOA: Reported HOA dues of approximately $345/month, plus a one-time transfer fee reported at $4,140
Pickleball and bocce ball courts
Del Webb Lake Providence
Mount Juliet, TN · Wilson County
Single-family · Attached / townhome
HOA: Reported HOA dues of roughly $350 to $484 per month depending on home size and section
Del Webb Southern Harmony
Murfreesboro, TN · Rutherford County
Single-family
Price: Reported new-construction pricing from roughly $492,000 into the $800,000s, varying by floor plan and lot
Del Webb Southern Springs
Spring Hill, TN · Maury County
Single-family
Grande Vista Bay
Rockwood, TN · Roane County
Single-family
Lenox Place
Gallatin, TN · Sumner County
Condo · Attached / townhome
HOA: Reported HOA dues of roughly $260-$325/month depending on unit type
Community swimming pool · Walking trails
Lighthouse Pointe on Watts Bar Lake
Loudon, TN · Loudon County
Single-family
Nexus South
Gallatin, TN · Sumner County
Single-family · Attached / townhome
Gated entry
Reid Hill Commons
Franklin, TN · Williamson County
Attached / townhome · Single-family · Mixed home types
River's Edge Manufactured Home Community
Hampton, TN · Carter County
Manufactured
The Courtyards at Stewarts Creek
Smyrna, TN · Rutherford County
Single-family
Pickleball and bocce ball courts · Pocket park and fire pit area
The Grove at Cedar Hills
Lenoir City, TN · Loudon County
Single-family
Neighborhood swimming pool · Pickleball courts
The Retreat at Fairvue
Gallatin, TN · Sumner County
Attached / townhome · Condo
Price: Recent resale activity reported around $424,900 (average of two active resales as of April 2026)
The Village at Schilling Farms
Collierville, TN · Shelby County
Attached / townhome
Outdoor swimming pool
Waterside at Norris Lake
Andersonville, TN · Anderson County
Condo
Clubhouse with fitness facility · Gated community access
Westhaven Active Adult
Franklin, TN · Williamson County
Single-family · Attached / townhome · Mixed home types
Bocce ball courts
New construction vs. resale in Tennessee
Tennessee's 55+ inventory skews toward active, ongoing new construction rather than long-established resale stock — Del Webb's four Nashville-area communities (Southern Harmony in Murfreesboro, Southern Springs in Spring Hill, Lake Providence in Mount Juliet, and Barton Village in Lebanon) are all recent or still-building developments, as are D.R. Horton's Nexus South in Gallatin and several Epcon Communities projects. Buyers should be aware that several of Tennessee's most famous large-scale retirement destinations — Tellico Village and Lake Tansi in East Tennessee, and Rarity Bay near Tellico Lake — are golf or lake communities marketed heavily to retirees and empty-nesters but do not carry an actual legal age restriction, meaning they are open to buyers of any age despite their retirement-community reputation. Fairfield Glade on the Cumberland Plateau carries a similar retiree-focused reputation and hosts an on-site continuum-of-care facility (The Preserve at Fairfield Glade), but the broader community's own age-restriction status requires direct verification rather than assumption from its marketing alone.
Taxes and ownership in Tennessee
Tennessee has no state income tax on wages, and the state's former Hall Tax on interest and dividend income was fully phased out and repealed effective January 1, 2021, so retirement income of all kinds (Social Security, pensions, 401(k)/IRA withdrawals, and investment income) is not taxed at the state level. Property taxes are set and collected locally by county and, in some cases, municipal governments, so effective rates vary significantly by county; homeowners should confirm current assessed values and any applicable exemptions (including Tennessee's property tax relief program for qualifying elderly, disabled, or veteran homeowners) with the relevant county assessor's office.
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