Lighthouse Pointe on Watts Bar Lake

Independent Assessment

Lighthouse Pointe on Watts Bar Lake is confirmed as a genuine, actively marketed gated subdivision with a real property owners' association, recorded covenants, and ongoing home and lot sales, corroborated across the community's own sites (lhpointe.com and lhploudon.com), its marina and homeowners' association pages, and multiple real estate brokerage listings. Age-restriction status, however, is genuinely mixed: retirenet.com categorizes the community under "55+ Active Adult Communities," but the developer's own marketing describes it as priced to be attractive to "the average professional or retiree" rather than exclusively to older buyers, and the community's own amenity list includes a dog park, which is atypical for a legally age-restricted HOPA community. No explicit age-restriction covenant language, HOPA-consistent statement, or national active-adult brand name associated with the property was found, and the community's recorded covenants document could not be accessed directly. Given this mixed signal, Lighthouse Pointe is listed as an active-adult community whose legal age restriction is not independently verified rather than assuming a formal restriction; buyers should request the recorded Declaration of Covenants and Restrictions directly from the Lighthouse Pointe Community Association or a Loudon County title company before purchasing.

Who May Find This Community Appealing

Buyers drawn to a smaller, boutique gated community directly on Watts Bar Lake, with an easy Interstate 75 commute toward Knoxville and West Knoxville's Turkey Creek retail corridor, may find Lighthouse Pointe appealing, particularly those who want boat-slip access and a saltwater-pool clubhouse without the scale (or price point) of larger nearby developments like WindRiver or Tellico Village. Because the community is not confirmed as legally age-restricted, it may also suit buyers who want a lake-lifestyle HOA community open to all ages, including those who want to keep a dog on-site.

Homes, Builders & Development History

A single master developer or builder of record for Lighthouse Pointe on Watts Bar Lake was not found; multiple regional custom builders, including Keener Homes (a builder active across several Loudon and Monroe County lake communities), are reported to have built in the community. Homesites have sold across at least two identified phases (Phase 1 and Phase 3), with the community's marketing describing it as a newer "boutique" development still actively selling homesites as of the last update.

Current Pricing & Market Positioning

Reported homesite and lot pricing at Lighthouse Pointe spans roughly $285,000 to $499,000 depending on phase, lot size, and lake frontage, positioning it as a premium but more accessible waterfront option than the larger golf-and-marina communities elsewhere on Watts Bar and Tellico lakes. No independently confirmed built-home resale price range from primary sources was found; buyers should request current builder and resale pricing directly from a local agent familiar with the community.

New Construction vs. Resale Considerations

Lighthouse Pointe appears to be a mixed community of newer custom construction and resale homes across its identified phases, rather than a single-builder, single-phase new-construction development; buyers should confirm with a local agent whether a specific lot is still available for new construction (and with which builder) or whether a given home is resale, along with the age and condition of major systems for any resale property.

Taxes, Insurance & Special Assessments

Homes at Lighthouse Pointe are subject to Loudon County property tax, assessed at the county's current rate, plus any applicable City of Loudon municipal charges if the property falls within city limits. Tennessee has no state income tax; the state administers a property tax relief program for qualifying low-income elderly and disabled homeowners through the county trustee's office. Buyers should confirm the current millage rate, assessed value, and flood/lake-frontage insurance requirements directly with the Loudon County Assessor of Property and a licensed insurance agent.

Community Layout & Lifestyle

Lighthouse Pointe offers a compact, lake-lifestyle layout centered on its clubhouse, saltwater pool, and waterfront boardwalk, with custom-built homes on gated, underground-utility streets sloping toward Watts Bar Lake. The community's own marketing emphasizes boating, fishing, and outdoor social gatherings over an organized activities calendar, giving it a quieter, more neighborhood-scale feel than larger amenity-heavy developments in the area.

Shopping, Healthcare & Airport Access

Lighthouse Pointe sits in Loudon, Tennessee, just off Interstate 75 near Exit 72, reached via Corporate Park Drive into the gated community; addresses within the subdivision include streets such as Cape Lookout Light and Lighthouse Boulevard. The location offers a short Interstate drive to West Knoxville's Turkey Creek shopping and dining corridor and nearby Lenoir City, while Knoxville's broader healthcare and airport infrastructure remains within a roughly 30- to 40-minute drive.

Age Qualification & Material Ownership Restrictions

Age-restriction status at Lighthouse Pointe on Watts Bar Lake is not independently confirmed. RetireNet.com lists the community under its "55+ Active Adult Communities" category, but no age-restriction, HOPA-consistent, or national active-adult brand language was found on the community's own websites (lhpointe.com, lhploudon.com) or its homeowners' association materials; the developer's own marketing instead describes the community as priced to appeal to "the average professional or retiree," and its amenity roster includes a dog park. Buyers who need a legally age-restricted community should not assume Lighthouse Pointe qualifies and should request the recorded Declaration of Covenants and Restrictions directly from the Lighthouse Pointe Community Association or a Loudon County title company before purchasing.

Tradeoffs & Limitations

Whether Lighthouse Pointe carries a legal age restriction, a total lot or home count, and a verified built-home price range could not be independently confirmed, so buyers evaluating it as a 55+ option should treat those points as open questions requiring direct HOA confirmation rather than settled facts. As a smaller, 36-acre community, amenities are more modest than the larger golf-and-marina developments elsewhere on Tellico and Watts Bar lakes, and the reported roughly $250 annual assessment, if accurate, would be unusually low for a community with a clubhouse, pool, and marina, so buyers should verify the current, complete fee schedule (including any separate marina or dock fees) before purchasing.

Comparison With Nearby Communities

Within Loudon County's lake-community cluster, Lighthouse Pointe is far smaller and less amenity-dense than WindRiver, the large gated golf-and-marina community a short drive away in Lenoir City, and its age-restriction status is unconfirmed rather than settled either way. Buyers who specifically need a legally age-restricted 55+ community may want to look elsewhere, while buyers who want an affordable, boutique-scale gated lake community open to all ages, with lower HOA costs than larger developments, may find Lighthouse Pointe a reasonable fit.

Current Listings

A connected local agent can confirm current available homesites and resale homes, recent closed comparables, and the current, complete HOA and dock/marina fee schedule at Lighthouse Pointe.

Is Lighthouse Pointe on Watts Bar Lake age-restricted?

A legal age restriction has not been independently confirmed. One directory lists it under a "55+ Active Adult Communities" category, but the developer's own marketing and amenity list (including a dog park) suggest a general-market lake community rather than a formally restricted one. Confirm directly with the HOA before assuming 55+ eligibility rules apply.

What amenities does Lighthouse Pointe have?

A clubhouse with a saltwater pool, indoor and outdoor fireplaces, a gazebo and boardwalk, a day dock and fishing pier, covered boat slips through a separate Dock Owners Association, and a dog park, all within a 36-acre gated footprint on Watts Bar Lake.

What does it cost to live at Lighthouse Pointe?

One source reports a roughly $250 annual community association assessment as of 2024, though that figure, and whether it includes dock/marina costs, could not be independently verified. Reported homesite pricing runs roughly $285,000 to $499,000; confirm current, complete costs directly with the HOA and a local agent.

Where is Lighthouse Pointe located?

In Loudon, Tennessee, just off Interstate 75 near Exit 72, fronting Watts Bar Lake. It offers a short drive to West Knoxville's Turkey Creek retail corridor and nearby Lenoir City.