Woods Point Active Adult Community

Independent Assessment

Woods Point was confirmed as a genuine, age-restricted 55-and-older, gated community with its own dedicated homeowners association, developed by Landed Gentry Homes and promoted through sponsored Seattle Times coverage of two separate grand-opening milestones (an initial phase and a later phase), which corroborates its age-restricted status and gated design across independent journalism as well as builder and brokerage sources. Woods Point's published street address (1416 Woods Point Loop) places the community in Ferndale, Washington, not within the city limits of Bellingham itself, though Ferndale sits in the same Whatcom County submarket just northwest of Bellingham and multiple sources (including 55places and activeadultliving.com) list the community under 'Ferndale' rather than 'Bellingham.' Ferndale is used as the postal city to reflect this, while the community's marketing has consistently described it as being near Bellingham.

Who May Find This Community Appealing

Buyers who want a newer (2020-era), gated 55+ community with a mix of single-level and split-level floor plans, insulated two-car garages, and access to a wooded walking-trail network are a strong fit for Woods Point. Its location in Ferndale, just northwest of Bellingham and close to the Canadian border crossings, also suits buyers who want quick access to Bellingham's shopping, medical facilities, Western Washington University, and Bellingham International Airport while living in a smaller, quieter town.

Homes, Builders & Development History

Landed Gentry Homes developed Woods Point as a gated, age-restricted active-adult community in Ferndale, Washington, with construction beginning around 2020 and continuing through at least the community's second reported grand-opening phase. The neighborhood totals 76 homesites, with five home designs ranging from roughly 1,536 to 2,372 square feet, insulated two-car garages, and floor plan options including a single-level layout or a plan with a main-level primary suite plus a bonus loft for guests, a home office, or hobby space. As of recent sourcing the community has been reported as sold out of new-construction inventory, meaning current purchases are primarily resale.

Current Pricing & Market Positioning

Grand-opening pricing at Woods Point around 2020 ranged roughly from $529,900 to $655,900, while a resale of the Madrona floor-plan model home closed at $789,900 in March 2023, reflecting both market appreciation and the premium of a well-appointed model home. Buyers should request current available resale listings and recent closed comparables for the specific floor plan under consideration from a local agent familiar with the Ferndale/north Bellingham submarket.

New Construction vs. Resale Considerations

Woods Point has been reported as sold out of new-construction inventory as of recent sourcing, so current purchases are primarily resale; buyers should confirm directly with Landed Gentry Homes or the HOA whether any builder inventory remains. Resale buyers should budget for a standard inspection given the community's relatively recent (2020-era) construction and request the HOA's current financials, reserve study, and CC&R documentation before purchasing.

Taxes, Insurance & Special Assessments

Homes in Woods Point are subject to Whatcom County property tax at the county's current rate for the city of Ferndale. Washington offers a Senior Citizen and Disabled Persons Property Tax Exemption/Deferral program for qualifying homeowners at least 61 years old, with income limits that vary by county; buyers should confirm current Whatcom County eligibility and exact rates directly with the Whatcom County Assessor's Office.

Community Layout & Lifestyle

Woods Point offers a low-maintenance, gated lifestyle with a choice of single-level or split-level (main-floor primary suite plus bonus loft) floor plans, supporting buyers who want flexibility for guests, a home office, or hobby space without stairs to the primary living area. The community's woodland-reserve trail network and pickleball court, centered on The Lodge multipurpose room, support an outdoors-oriented, socially active lifestyle just minutes from Ferndale's town center and a short drive from Bellingham.

Shopping, Healthcare & Airport Access

Woods Point Active Adult Community is located at 1416 Woods Point Loop, Ferndale, Washington 98248, in Whatcom County near a scenic bend of the Nooksack River, just northwest of Bellingham and a short drive from the U.S.-Canada border crossings at Blaine and Lynden. The community is accessed via I-5 Exit 260, with shopping, medical facilities, Western Washington University, and Bellingham International Airport all within a short drive.

Age Qualification & Material Ownership Restrictions

Woods Point is managed by its own Woods Point Homeowners Association and is described in available sourcing as a 55+ Active Adult Community organized as a Planned Development, with age-restricted status consistently reported across the builder's sponsored coverage and independent real estate/retirement-community directories. The community's exact recorded covenant language was not independently reviewed; buyers should confirm current age-verification procedures directly with the Woods Point Homeowners Association or its property manager before purchasing.

Tradeoffs & Limitations

Because Woods Point's published address places it in Ferndale rather than within Bellingham's city limits, buyers searching specifically for a Bellingham-city address should confirm the exact commute distance and municipal services (police, utilities, city taxes) that apply to a Ferndale address rather than assuming Bellingham city services apply. Buyers should also confirm the community's current buildout status and remaining amenity plans, since some marketing referenced a 'planned' community lodge and pickleball court that buyers should verify have been completed. As with any relatively new HOA, buyers should request the current reserve study and financials given the community's short operating history since 2020.

Comparison With Nearby Communities

Woods Point offers single-family, detached homes near Bellingham, a different housing type than the condominium-focused Cordata-neighborhood communities (Village at Cordata, El Dorado Condos, and Festival Square Condos). Buyers who prefer a detached home with a private garage over a condominium, and who don't mind a Ferndale address a short drive from Bellingham proper, should weigh Woods Point's newer (2020-era) construction and wooded trail network against the older, more centrally located Bellingham condo options.

Current Listings

A connected local agent can provide current available resale inventory, recent closed comparables, and current HOA details at Woods Point.

Is Woods Point actually in Bellingham?

Its published address (1416 Woods Point Loop) places it in Ferndale, Washington, just northwest of Bellingham within Whatcom County, not within Bellingham's city limits. Marketing has consistently described it as being near Bellingham; buyers should confirm which municipal services and taxes apply to the Ferndale address.

Is Woods Point legally age-restricted?

It is managed by its own Woods Point Homeowners Association and described as a 55+ Active Adult Community/Planned Development across builder and independent sources. The exact recorded covenant language was not independently reviewed; confirm current age-verification procedures with the HOA.

How many homes does Woods Point have?

76 homesites total, developed by Landed Gentry Homes beginning around 2020.

What is the HOA fee at Woods Point?

Reported dues are approximately $225/month. Confirm the current exact figure directly with the Woods Point HOA.