Village at Cordata

Independent Assessment

Strong confirmation shows that Village at Cordata is a genuine, legally age-restricted 55-and-older condominium community, supported by the association's own recorded Declaration and Covenants document (published directly on the HOA's website), which explicitly limits unit ownership, rental, and occupancy to persons 55 or older. Multiple independent real estate sources consistently describe the community as Bellingham's oldest and largest 55+ development, with a distinctive amenity set (indoor pool, furnished woodshop, putting green) not commonly found at the area's newer, smaller Bellingham 55+ communities. No indication was found that Village at Cordata should be excluded as a rental or care facility; it is a genuine condominium ownership community.

Who May Find This Community Appealing

Buyers who want an established, amenity-rich 55+ condominium community with an indoor pool and spa, a shared woodshop, and mature landscaping are a strong fit for Village at Cordata. Its location in Bellingham's Cordata neighborhood, close to shopping and medical facilities while only a short drive from downtown Bellingham, also suits buyers who want a walkable, gated setting near Western Washington University's home city without the higher costs of a newer development.

Homes, Builders & Development History

Village at Cordata was developed as a 55-and-older condominium community on 20.5 landscaped acres in Bellingham's Cordata neighborhood; no single named original developer or exact construction year range was confirmed in available sourcing. The community is described as Bellingham's oldest and largest 55+ adult community, with 123 units offering 1- to 3-bedroom floor plans, many with skylights, decks overlooking the greenbelt, oak cabinets, gas fireplaces, and lofts usable as extra bedrooms. The community's recorded Declaration and Covenants, with amendments, is published directly by the Village at Cordata Condominium Association.

Current Pricing & Market Positioning

Reported recent pricing at Village at Cordata includes at least one 2-bedroom, 1.75-bath unit listed at $495,000, though pricing varies by floor plan size (1 to 3 bedrooms) and specific unit location within the complex. Buyers should request current available listings and recent closed comparables for the specific floor plan under consideration from a local agent familiar with Bellingham's Cordata neighborhood.

New Construction vs. Resale Considerations

As Bellingham's oldest 55+ community, all current purchases at Village at Cordata are resale, with no active new-construction inventory. Buyers should budget for a full independent inspection given the complex's age, and should request the association's current CC&Rs, bylaws, financials, and reserve study, along with any FHA-approval status if using FHA financing, before purchasing.

Taxes, Insurance & Special Assessments

Homes in Village at Cordata are subject to Whatcom County property tax at the county's current rate for the city of Bellingham. Washington offers a Senior Citizen and Disabled Persons Property Tax Exemption/Deferral program for qualifying homeowners at least 61 years old, with income limits that vary by county; buyers should confirm current Whatcom County eligibility and exact rates directly with the Whatcom County Assessor's Office. Because HOA dues here reportedly include earthquake insurance and most exterior costs, buyers should still confirm what, if anything, they need to separately insure as an individual unit owner (typically interior/contents coverage) with their own insurer.

Community Layout & Lifestyle

Village at Cordata offers a quiet, adult-only lifestyle centered on its clubhouse and indoor pool, with a shared woodshop and putting green giving the community a distinctive hobbyist amenity set uncommon among smaller Bellingham-area 55+ condo associations. Units are built to let in natural light, often with skylights and greenbelt-facing decks, and the 20.5-acre gated site includes walking trails and dedicated RV parking, supporting a self-contained, low-maintenance lifestyle just minutes from downtown Bellingham.

Shopping, Healthcare & Airport Access

Village at Cordata is located in the Cordata neighborhood of north Bellingham, Washington, near N Village Lane and Village Drive, with a main address at 4848 Village Dr, Bellingham, WA 98226. The community offers the privacy of a gated setting while remaining only a few minutes' drive from downtown Bellingham's restaurants and shopping, plus reasonable access to I-5 and Bellingham International Airport.

Age Qualification & Material Ownership Restrictions

Village at Cordata's recorded Declaration and Covenants, published directly by the Village at Cordata Condominium Association, limits ownership, rental, or occupancy of a condominium unit to a person 55 years of age or older, and the community is consistently described by independent real estate sources as an age-restricted, adult-only complex. Buyers should review the association's current recorded declaration and any amendments, and confirm current age-verification procedures, directly with the Village at Cordata Condominium Association before purchasing.

Tradeoffs & Limitations

Because Village at Cordata is described as Bellingham's oldest 55+ community, buyers should expect a range of unit conditions and ages across its 123 condos and budget for a full inspection, along with a review of the association's reserve study given the complex's age. Buyers should also confirm the current exact monthly HOA dues and any recent or upcoming special assessments directly with the association, since no single, current, publicly confirmed dues figure was found. As a condominium (rather than single-family) community, buyers should also review the current recorded Declaration and Covenants and any FHA-approval status if financing with an FHA loan.

Comparison With Nearby Communities

Within Bellingham's Cordata neighborhood, Village at Cordata is the oldest and largest of several nearby 55+ condominium communities (alongside El Dorado Condos and Festival Square Condos), distinguished by its larger 123-unit scale, 20.5-acre footprint, and a broader amenity set that includes an indoor pool and a shared woodshop not found at the area's other, smaller Cordata 55+ communities. Buyers comparing the Cordata cluster should weigh Village at Cordata's larger scale and older building stock against the newer construction and smaller unit counts at El Dorado (built 2005, 63 units) and Festival Square (84 units).

Current Listings

A connected local agent can provide current available resale inventory, recent closed comparables, and current HOA dues and reserve information at Village at Cordata.

Is Village at Cordata legally age-restricted?

Yes. The community's recorded Declaration and Covenants, published by the Village at Cordata Condominium Association, limits ownership, rental, or occupancy of a unit to a person 55 or older.

How many units does Village at Cordata have?

123 condominium units on 20.5 landscaped acres, described as Bellingham's oldest and largest 55+ adult community.

What amenities does Village at Cordata offer?

A clubhouse with an indoor pool and spa, fitness room, a shared furnished woodshop, community garden, dog run, putting green, walking trails, and RV parking, within a gated setting.

What is the HOA fee at Village at Cordata?

No single, current, publicly confirmed dollar figure was found. Dues are reported to cover exterior maintenance, cable, garbage, water, sewer, snow removal, road maintenance, earthquake insurance, and lawn service. Confirm the current exact figure directly with the association.