Villas at Providence

Independent Assessment

The most important finding is a correction to how the community's availability is framed: rather than the "very limited remaining inventory" language used in some secondary marketing-oriented sources, multiple independent sources — including builder listing archives showing a completed 2018–2021 build-out and the community's own HOA site — indicate Villas at Providence is simply sold out. Buyers researching this community should treat it as a resale-only market, not one where new inventory might still surface.

Who May Find This Community Appealing

Buyers who want a spacious, three-bedroom attached home in a fully built-out, established 55+ community with an active HOA and reasonably central North Chesterfield location are the best fit for Villas at Providence, as long as they're shopping the resale market rather than expecting new construction.

Homes, Builders & Development History

Eagle Construction of Virginia built Villas at Providence's 86 attached homes between 2018 and 2021, a timeline confirmed through builder listing archives. Homes typically run around 1,859 square feet with three bedrooms, two bathrooms, and an attached two-car garage. The community is now fully built out with no further Eagle Construction inventory available here.

Current Pricing & Market Positioning

Historical pricing for Villas at Providence is reported in the $300,000s to $400,000s range, but a current resale figure was not confirmed — given the community sold its last homes years ago, current values will reflect general market appreciation since original sale rather than the builder's original pricing. Buyers should request current comparable sales from a local agent.

New Construction vs. Resale Considerations

Villas at Providence is entirely resale — Eagle Construction completed the community's build-out in 2021 and has no further inventory here. Buyers should expect to compete for a genuinely limited number of available homes at any given time in an 86-home community, and should move decisively when a home becomes available rather than assuming inventory will remain open-ended.

Taxes, Insurance & Special Assessments

Homes here are subject to Chesterfield County real estate tax, set at $0.89 per $100 of assessed value for FY2026 per the county's own budget documentation. Buyers should confirm this home's current assessed value directly with Chesterfield County Real Estate Assessments, and since the community's reserve fund should be fully mature after years of assessments on a completed build-out, request the current reserve balance and recent financial statements from the HOA.

Community Layout & Lifestyle

Villas at Providence is a small, centrally located community built around a pocket park and gazebo rather than a large clubhouse — its amenity footprint is modest, and its main draw is spacious three-bedroom attached homes with comprehensive HOA-covered maintenance in a convenient North Chesterfield location.

Shopping, Healthcare & Airport Access

The community sits off Reams Road, just west of Providence Road, in North Chesterfield — a location between downtown Richmond and the main Midlothian/Moseley cluster of 55+ communities, giving residents quicker downtown access than communities farther southwest or east. VCU Health System, Bon Secours St. Francis Medical Center, Johnston-Willis Hospital, and the Hunter Holmes McGuire VA Medical Center are all reachable within about 15 to 20 minutes, as is Richmond International Airport.

Age Qualification & Material Ownership Restrictions

Villas at Providence is marketed and generally reported as an age-restricted 55+ community. Recorded HOPA certification documentation was not independently pulled, so buyers should confirm current certification and occupancy compliance directly with the HOA before purchasing.

Tradeoffs & Limitations

Because the community is sold out, buyers have no builder option here and are limited to whatever resale inventory becomes available at any given time, which in an 86-home community can mean a genuinely thin selection. Buyers should also independently confirm the current HOA fee and reserve fund status through the community's own resident portal rather than relying on any general pricing assumption.

Comparison With Nearby Communities

Villas at Providence is most comparable to Braxton and Townes at Notting Place among Chesterfield's smaller, accessible-price-point 55+ communities, though Providence's comprehensive HOA maintenance scope (including exterior upkeep) sets it apart from communities where owners retain more maintenance responsibility. Buyers who specifically want new construction should look instead to actively building communities like Villas at Iron Mill or Traditions of America.

Current Listings

A connected local agent can provide current available resale homes, recent comparable sales, and pricing trends within Villas at Providence.

Is Villas at Providence sold out?

Yes. Eagle Construction of Virginia completed the community's 86 homes between 2018 and 2021 and has no further inventory here — the sold-out status was independently confirmed, and is described more vaguely as "limited availability" in some other sources.

Who built the community?

Eagle Construction of Virginia, a local Richmond-area builder also responsible for phases of other Chesterfield-area communities.

How many homes are in Villas at Providence?

86 attached homes total, all built between 2018 and 2021, according to builder listing archives.

Does the HOA cover exterior maintenance?

Yes — the HOA is reported to handle garbage and snow removal, lawn care, and exterior maintenance, a fairly comprehensive scope for the community's attached-home format. Confirm the exact terms directly through the HOA's resident portal.

What size are the homes?

Homes typically run around 1,859 square feet with three bedrooms, two bathrooms, and an attached two-car garage.