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Rivergate

Little River, South Carolina · Horry County

Legally age-restricted 55+completed active resale

Rivergate is a small, deed-restricted 55-and-older community of just 82 attached homes on the Intracoastal Waterway in Little River, built out between roughly 2001 and 2009. Its limited size gives Rivergate a small-town, southern-coastal feel relative to the Grand Strand's larger active-adult communities, with a small outdoor pool and clubhouse as its primary shared amenities and a mandatory-membership HOA handling exterior maintenance, landscaping, and cable TV. Homes are stone-trimmed, three-bedroom, two-and-a-half-bath attached residences with one or two-car garages, ranging from roughly 1,200 to 1,900 square feet. As a fully built-out community, every current purchase is a resale.

Last researched 2026-09-17

Price positioning
Individual listings have historically ranged around $275,000 for typical resale homes; current market range not independently confirmed at a specific figure from accessible sources
HOA
An HOA fee applies, reported to cover trash removal, lawn maintenance, and cable TV, described as affordable; the current dollar amount was not independently confirmed from accessible sources
Community size
82 homes, built between roughly 2001 and 2009; fully built out and resale only
Home types
attached
Builder
Original developer not independently confirmed from accessible sources
Age policy
Legally age-restricted 55+ community (deed-restricted, at least one resident 55 or older per household)

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Overview

Independent Assessment

Rivergate's legal age restriction (requiring at least one resident 55 or older per household), its 82-home count, its 2001-2009 build period, and its location on the Intracoastal Waterway in Little River were independently confirmed across multiple consistent independent real-estate sources. The identity of Rivergate's original developer and a specific current HOA fee dollar amount remain unconfirmed from accessible public sources, and both are left as open questions rather than estimated. Historical individual listing prices (around $275,000) were found for specific past transactions but should not be read as a confirmed current market range, given ordinary price appreciation since those sales.

Who May Find This Community Appealing

Buyers who want a small, quiet, legally age-restricted 55+ community directly on the Intracoastal Waterway in Little River, with low-maintenance attached homes and a simple, traditional HOA-managed amenity set rather than a resort-scale clubhouse, are the best fit for Rivergate.

Homes & Prices

Homes, Builders & Development History

Rivergate was built out between approximately 2001 and 2009 as a small, deed-restricted 55-and-older community of 82 attached homes on the Intracoastal Waterway in Little River. The identity of the original developer/builder remains unconfirmed from accessible sources. Homes are stone-trimmed, three-bedroom, two-and-a-half-bath attached residences with landscaped, HOA-maintained yards and one or two-car garages, ranging from roughly 1,200 to 1,900 square feet.

Current Pricing & Market Positioning

Historical individual sale prices around $275,000 have been reported for specific past Rivergate transactions, but a current market-wide price range has not been independently confirmed from accessible sources. Buyers should request current comparable sales for the specific home from a local agent, since Little River-area home values have generally appreciated since Rivergate's earlier sales.

New Construction vs. Resale Considerations

Rivergate is fully built out; there is no new construction available. Buyers should budget for a full independent home inspection, since resale purchases here carry no builder warranty, and should request the HOA's most recent financials and any pending special-assessment history as part of due diligence.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

Rivergate charges an HOA fee described as affordable and reported to cover trash removal, lawn maintenance, and cable TV, consistent with the community's low-maintenance, exterior-care model. No independently confirmed current dollar amount of that fee was found in accessible public sources. Buyers should request the current fee and confirm exactly what it covers directly with the HOA before finalizing a purchase.

Taxes, Insurance & Special Assessments

Homes here are subject to Horry County property tax. South Carolina assesses an owner-occupied primary residence ('legal residence') at a 4% assessment ratio versus 6% for a second home or investment property, and the 4% rate requires filing an application with the Horry County Assessor rather than applying automatically. Given the community's waterfront Little River location, buyers should obtain a property-specific flood and homeowners insurance quote, and confirm current flood-zone status for a specific address.

Amenities

Outdoor poolSmall clubhouseLandscaped, HOA-maintained yardsLocation directly on the Intracoastal Waterway

Community Layout & Lifestyle

Rivergate's very small scale (82 homes) gives it a quiet, low-key social atmosphere centered on its small pool and clubhouse rather than a large programmed activities calendar, appealing to buyers who prefer a more low-maintenance, understated lifestyle over a large community's extensive club roster. Its waterfront setting on the Intracoastal Waterway is the community's most distinctive feature relative to inland Grand Strand 55+ options.

Location

Shopping, Healthcare & Airport Access

Rivergate sits directly on the Intracoastal Waterway in Little River, at the northern end of the Grand Strand near the North Carolina border, with reasonably convenient access to Little River's own waterfront dining district and a moderate drive south to North Myrtle Beach and Myrtle Beach for additional shopping, dining, and medical services.

Restrictions

Age Qualification & Material Ownership Restrictions

Rivergate is independently confirmed as a legally age-restricted 55-and-older community, with at least one resident of a household required to be 55 or older. Buyers should confirm current occupancy and age-verification procedures directly with the Rivergate HOA.

Pros & Tradeoffs

Tradeoffs & Limitations

Rivergate's very small size (82 homes) means a limited club roster and a modest amenity set — a small pool and clubhouse rather than a fitness center, tennis, or golf. Every home here is a resale built between 2001 and 2009, without a builder warranty, so a thorough independent inspection matters. Rivergate's original developer and current HOA fee amount have not been independently confirmed, so buyers should get both directly from a local agent or the HOA before finalizing a purchase decision.

Comparison With Nearby Communities

Within the Little River 55+ market, Rivergate is most directly comparable to Bridgewater, a much larger, newer, mixed-age master plan a short distance away that markets to active adults without a confirmed legal age restriction. Buyers who specifically want a confirmed, legally age-restricted community with a small, quiet, waterfront setting should weigh Rivergate against Bridgewater's larger scale, broader amenity program, and unverified age-restriction status.

Listings

Current Listings

A connected local agent can provide current available resale inventory, recent closed comparables, and the current HOA fee for a specific address.

FAQs

Questions Buyers Should Verify

  • Current HOA fee amount and exactly what it covers
  • Current resale price range and recent closed comparables for the specific home
  • Identity of Rivergate's original developer/builder (not independently confirmed from accessible sources)
  • Current flood-zone status and insurance costs given the waterfront Intracoastal Waterway location
  • Specific age-verification and occupancy-documentation procedures used by the HOA
Is Rivergate legally age-restricted?
Yes. Rivergate is independently confirmed as a legally age-restricted 55-and-older community, requiring at least one resident of a household to be 55 or older.
How many homes are in Rivergate?
82 attached homes, built between roughly 2001 and 2009. The community is fully built out, and all current purchases are resales.
Is Rivergate on the water?
Yes. Rivergate sits directly on the Intracoastal Waterway in Little River, which is the community's most distinctive feature relative to inland Grand Strand 55+ communities.
What amenities does Rivergate have?
A modest amenity set for its small size: an outdoor pool and a small clubhouse. There is no fitness center, tennis, or golf on-site.

Sources

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