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Covenant Towers

Myrtle Beach, South Carolina · Horry County

Legally age-restricted 55+completed active resale

Covenant Towers is a long-established, legally age-restricted 55-and-older condominium community on 9 acres in Myrtle Beach, adjacent to the historic Pine Lakes Country Club golf course and just a few blocks from the beach. Built in 1985, the community consists of condominium units — reported variously as roughly 141 to 169 units depending on the source — within a mid-rise building offering amenities more typical of an independent-senior-living setting than a standard condo, including a coffee shop, beauty salon, library, and shuttle service, alongside an outdoor pool. Covenant Towers' age restriction is unusually well-documented for a community of its type: it is stipulated directly in the condominium's own recorded Master Deed, giving buyers a stronger evidentiary basis than communities that rely only on marketing or directory categorization.

Last researched 2026-09-17

Price positioning
Recent listings have appeared from roughly the $25,000s (studio/efficiency units) up to the low $100,000s or more for larger units, depending on size and floor
HOA
Reported figures vary and were not fully reconciled across sources; some listings cite a required monthly fee in the roughly $78-$98 range while others describe a more comprehensive all-inclusive fee — confirm the current fee directly with the association
Community size
Reported unit counts vary by source between roughly 141 and 169 condominium units; confirm the current total directly with the association
Home types
condominium
Builder
Not independently confirmed; built in 1985
Age policy
Legally age-restricted 55+ community; the age-55-or-older occupancy requirement is stipulated directly in the condominium's own recorded Master Deed

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Overview

Independent Assessment

Whether Covenant Towers' 55+ marketing reflects an enforceable restriction or simply a retiree-oriented atmosphere was specifically checked. Independent sources, including the community's own resident handbook, confirm that the age-55-or-older occupancy requirement is stipulated directly in the condominium's recorded Master Deed, and that unit owners are expected to lease only to individuals who otherwise qualify as occupants (55 or older) — a materially stronger evidentiary basis than a community that appears only on retirement directories without any underlying legal restriction. An unreconciled discrepancy was also found in the community's reported total unit count (some sources cite 141, others 169) and in reported HOA/condo fee figures; both should be confirmed directly with the association before purchasing.

Who May Find This Community Appealing

Buyers who want a legally confirmed 55-and-older condominium in a walkable, near-oceanfront Myrtle Beach location, with lower entry pricing than most detached-home 55+ communities in the area and a more service-oriented amenity set (salon, shuttle, coffee shop) than a typical HOA, are the best fit for Covenant Towers.

Homes & Prices

Homes, Builders & Development History

Covenant Towers was built in 1985 as a condominium community on 9 acres in Myrtle Beach, adjacent to Pine Lakes Country Club. No independently confirmed identity of the original developer was found. Reported total unit counts vary by source between roughly 141 and 169 units; buyers should confirm the current total directly with the condominium association.

Current Pricing & Market Positioning

Recent listings have ranged from roughly the $25,000s for smaller studio or efficiency-style units up to the low $100,000s or more for larger units, reflecting Covenant Towers' position as one of the lower-cost entry points into a legally age-restricted Myrtle Beach community. Because this is a resale-only condominium market with a wide unit-size range, buyers should pull recent closed comparables for the specific unit size and floor of interest rather than relying on a general range.

New Construction vs. Resale Considerations

There is no new-construction program at Covenant Towers; all activity is resale of existing condominium units in a building constructed in 1985. Buyers should budget for an independent inspection appropriate to a multi-decade-old condominium building and request the association's engineering/reserve reports in addition to a standard unit inspection.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

Reported monthly fee figures for Covenant Towers were not fully reconciled across sources: some listings cite a required fee in the roughly $78-$98/month range, while others describe a more comprehensive, all-inclusive fee covering utilities and additional services. Buyers should request the current fee, what it specifically covers for a given unit, and any special assessment history directly from the condominium association before purchasing.

Taxes, Insurance & Special Assessments

Units here are subject to Horry County property tax, assessed and billed at the county level; buyers should confirm the current rate and a specific unit's assessed value directly with the Horry County Assessor. Because Covenant Towers is a condominium building constructed in 1985, buyers should also request the association's most recent reserve study and any pending or planned special assessments, particularly given increased scrutiny of aging coastal condo buildings' structural reserves in South Carolina and neighboring states.

Amenities

Outdoor swimming poolOn-site coffee shopBeauty salonLibraryBilliard roomBingo roomComputer roomOn-site theatre/lounge areaShuttle service to area activities

Community Layout & Lifestyle

Covenant Towers' amenity mix — coffee shop, beauty salon, shuttle service, and social/game rooms — gives it a more independent-senior-living-adjacent feel than a typical active-adult HOA community, appealing to buyers who want convenience-oriented, on-site services rather than a golf- or fitness-centered lifestyle.

Location

Shopping, Healthcare & Airport Access

Covenant Towers sits at 5001 Little River Rd. in Myrtle Beach, on 9 acres adjacent to the historic Pine Lakes Country Club golf course and within a few blocks of the beach, with convenient access to Myrtle Beach's shopping, dining, and medical services.

Restrictions

Age Qualification & Material Ownership Restrictions

Covenant Towers is independently confirmed to carry a legal age restriction: the requirement that occupants be 55 years of age or older is stipulated directly in the condominium's own recorded Master Deed, and the community's resident handbook reiterates that unit owners are expected to lease only to individuals who qualify as occupants under that standard. This is a stronger evidentiary basis than communities relying solely on marketing or directory categorization. Buyers should still confirm current occupancy and age-verification procedures directly with the condominium association.

Pros & Tradeoffs

Tradeoffs & Limitations

As a condominium building rather than a single-family HOA community, Covenant Towers carries a different ownership and governance structure, including shared-building maintenance obligations and a condo association budget that buyers should review closely, particularly given the building's age (built 1985). Reported total unit counts and monthly fee figures are inconsistent across sources and should be reconfirmed directly with the association. The community has no on-site golf course of its own, though it sits adjacent to Pine Lakes Country Club.

Comparison With Nearby Communities

Within Myrtle Beach's 55+ market, Covenant Towers stands out for combining a confirmed legal age restriction with condominium-level entry pricing well below most detached-home communities in the area, at the cost of condo-association governance and a 1985-era building. Buyers who want a similarly confirmed age restriction but in a newer, HOA-governed detached-home setting should compare it against Sanctuary at Withers Preserve (where a similar restriction could not be confirmed) or against Del Webb-branded communities elsewhere in Horry County.

Listings

Current Listings

A connected local agent can provide current available resale inventory and recent closed comparables for Covenant Towers.

FAQs

Questions Buyers Should Verify

  • The current total unit count — sources disagree, reporting figures of roughly 141 and 169 units
  • The current monthly condo/HOA fee and precisely what it covers, given inconsistent reported figures
  • The association's most recent reserve study, engineering reports, and any pending special assessments
  • Current occupancy and age-verification procedures used to enforce the Master Deed's 55+ restriction
  • Recent closed comparable sales for the specific unit size and floor of interest, given the wide reported price range
Is Covenant Towers legally age-restricted?
Yes. The requirement that residents be 55 or older is stipulated directly in the condominium's recorded Master Deed, giving it a confirmed legal basis rather than relying only on marketing.
Is Covenant Towers a condo or a single-family home community?
It is a condominium community — a mid-rise building with individually owned units, not detached single-family homes.
How much are fees at Covenant Towers?
Reported figures vary by source, roughly $78-$98/month in some listings versus a more comprehensive fee in others. Confirm the current fee directly with the condominium association.
Is Covenant Towers near the beach?
Yes. It is reported to be just a few blocks from the beach, and adjacent to the Pine Lakes Country Club golf course.

Sources

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