Village of St. Andrews

Independent Assessment

A genuine conflict exists in independent sources over whether Village of St. Andrews carries a formal, legal 55-and-older age restriction. The clear majority of independent real-estate directories (55places, ActiveAdultLiving, matthewsnchomeforsale, neighborhoods.com, and where55.com) consistently describe it as a 55+ or age-restricted community. One source, by contrast, states plainly that the patio homes here are 'not age-restricted' but simply appeal to seniors and active adults due to their one-level living design. The recorded deed-restriction or covenant language that would resolve the conflict could not be independently obtained, and the community's original builder could not be independently confirmed. Given the weight of independent sources, Village of St. Andrews is classified as age-restricted, but buyers should verify this specific point directly with the HOA before assuming an age restriction applies to a given listing.

Who May Find This Community Appealing

Buyers who want a smaller, established, low-maintenance attached-home community close to South Charlotte's McKee Farms retail corridor, and who are comfortable buying resale in a community built almost two decades ago, are the best fit for Village of St. Andrews.

Homes, Builders & Development History

Village of St. Andrews was built primarily between 2005 and 2008 (one source describes construction extending to 2014) as a 114-unit attached-home community in Matthews, NC. The original builder remains unconfirmed. Homes range from roughly 1,578 to 2,350 square feet with two to three bedrooms, two bathrooms, brick-with-stone-accent exteriors, and attached two-car garages; residents own the land under their units rather than holding a condominium interest.

Current Pricing & Market Positioning

Reported pricing for Village of St. Andrews varies by source and date: one source cites an average sale price around $472,677 and a price range of roughly $300,000-$400,000, while a more recent individual listing was priced at $455,000. Because the community is resale-only and built nearly two decades ago, buyers should compare current asking prices against recent closed comparables for the specific unit type and any updates made since original construction.

New Construction vs. Resale Considerations

Village of St. Andrews is fully built out and resale-only. Buyers should budget for a full independent home inspection given the community's age (built roughly 2005-2008), since resale purchases carry no builder warranty, and should request the HOA's most recent financials, reserve study, and any pending special-assessment history as part of due diligence.

Taxes, Insurance & Special Assessments

Homes here are subject to Mecklenburg County property tax (and any applicable Town of Matthews tax, depending on the parcel's specific jurisdiction). North Carolina offers an Elderly or Disabled Property Tax Homestead Exclusion (N.C.G.S. 105-277.1) that lets qualifying owners 65 or older (or totally and permanently disabled), below an annually adjusted income threshold, exclude the greater of $25,000 or 50% of their home's appraised value from taxation, by filing Form AV-9 with the county assessor by June 1. Buyers should confirm current Mecklenburg County and Town of Matthews millage and their own eligibility directly with the Mecklenburg County Assessor's Office.

Community Layout & Lifestyle

As a smaller, fully built-out attached-home community, Village of St. Andrews offers a quieter, more low-key lifestyle centered on its clubhouse (multipurpose room, library, fitness center) and pool, without the scale of amenities or full-time programmed activities calendar found at large Del Webb or Cresswind communities in the region.

Shopping, Healthcare & Airport Access

Village of St. Andrews sits off McKee Road in Matthews, near the McKee Farms retail area (Publix grocery, bank, pharmacy, dental and salon services, and restaurants) and, across the street, Plantation Marketplace (Harris Teeter and more restaurants and service businesses), with convenient access to I-485 and the broader South Charlotte corridor, roughly a half-hour from Uptown Charlotte.

Age Qualification & Material Ownership Restrictions

Most independent real-estate directories identify Village of St. Andrews as a 55-and-older age-restricted community, though at least one source describes the patio homes here as not formally age-restricted and simply appealing to seniors due to their one-level design. Buyers should request the governing documents and confirm current age-restriction status and any age-verification procedures directly with the HOA before assuming a legal restriction applies.

Tradeoffs & Limitations

Conflicting reports on whether Village of St. Andrews carries a formal legal age restriction were not fully resolved — buyers relying on that restriction should confirm the recorded covenant language directly with the HOA before purchasing. New construction is not available; every purchase is a resale in a community built roughly 15-20 years ago, without a builder warranty. Reported HOA fees and pricing vary meaningfully by source and listing date, so buyers should treat any published figure as a starting point.

Comparison With Nearby Communities

Within Matthews and the broader Charlotte-metro, Village of St. Andrews is a much smaller, older, resale-only attached-home alternative to the newer, larger, single-family-home communities in the region such as Cresswind Charlotte in nearby Mint Hill and the planned Courtyards on the Greenway on Matthews' Union County side, both of which offer larger, more recently built clubhouses and confirmed active-adult amenity programs.

Current Listings

A connected local agent can provide current available resale inventory, recent closed comparables, and the current HOA fee for a specific unit.

Is Village of St. Andrews legally age-restricted to 55 and older?

Most independent real-estate directories describe it as a 55-and-older age-restricted community, but at least one source states the patio homes here are not formally age-restricted and simply appeal to seniors due to their one-level design. Buyers should confirm the recorded covenant language directly with the HOA, as the conflict could not be independently resolved.

Is new construction available at Village of St. Andrews?

No. The community was built primarily between 2005 and 2008 and is fully built out. All current purchases are resales from previous owners.

What amenities does Village of St. Andrews offer?

A clubhouse with a multipurpose room, library, and fitness center, plus an outdoor pool, patio, and a scenic pond.

Who built Village of St. Andrews?

No confirmed original builder or developer was found. Buyers can request this information from the HOA or Mecklenburg County property records.