Cresswind Charlotte
Charlotte, North Carolina · Mecklenburg County
Cresswind Charlotte is Kolter Homes' large 55-and-older community in the Mint Hill area on Charlotte's eastern edge, reached via I-485 Exit 41 and Albemarle Road. Reported figures put the planned build-out at roughly 850 homes (842 lots per one source), sold across several named floor-plan collections including the Trade and Tryon Collections. The community's centerpiece is Club Cresswind, an 18,000-square-foot clubhouse with a full-time activities director, fitness center, indoor and resort-style outdoor pools, and pickleball courts, supporting Kolter's national programmed-lifestyle model.
Last researched 2026-09-17
- Price positioning
- Not independently reconciled on a current basis; buyers should request current builder and resale pricing directly, since reported ranges vary by floor plan collection (Cresswind Charlotte is sold in multiple named collections, e.g. Trade and Tryon)
- HOA
- Reported figures vary by source, roughly $249-$350/month; confirm the current fee for the specific home series directly with the HOA
- Community size
- Reported figures are not fully reconciled: approximately 850 homes at build-out per most sources, 842 planned lots per one source
- Home types
- detached
- Builder
- Kolter Homes, under its Cresswind active-adult brand
- Age policy
- Marketed and independently identified as a legally age-restricted 55-and-older community, developed by Kolter Homes' Cresswind brand
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Overview
Independent Assessment
Cresswind Charlotte was checked against the South Carolina community 'Cresswind Fort Mill' (Kolter's Cresswind community in Indian Land/York County, SC) to rule out a rename or relocation. Independent sources consistently place Cresswind Charlotte's address at 8913 Silver Springs Court, Charlotte, NC 28215, in Mecklenburg County near Mint Hill — a distinct site, county, and state from Cresswind Fort Mill's York County, South Carolina location. Cresswind Charlotte and Cresswind Fort Mill are treated as two separate, non-duplicate communities. Reported total home-count figures (850 vs. 842 lots) and HOA fee figures ($249 vs. $350/month, reported for different named home-series collections within the same community) were not fully reconciled and are presented here as ranges pending direct HOA confirmation.
Who May Find This Community Appealing
Buyers who want a large, still-developing Cresswind-branded 55+ community close to Charlotte's eastern suburbs, with a full-time activities director and an 18,000-square-foot clubhouse, are the best fit for Cresswind Charlotte. Its size and multiple home-series collections suit buyers who want a range of floor plans and price points within one community.
Homes & Prices
Homes, Builders & Development History
Cresswind Charlotte was developed by Kolter Homes under its national Cresswind active-adult brand in the Mint Hill area of eastern Mecklenburg County, reached from I-485 Exit 41 via Albemarle Road. Reported total planned home counts vary slightly by source — approximately 850 homes at build-out per most descriptions, 842 lots per one source — and the community has been marketed and sold across multiple named collections (including the Trade Collection and Tryon Collection), each with its own floor plans and pricing.
Current Pricing & Market Positioning
A single current price range for Cresswind Charlotte has not been independently reconciled, since pricing is reported separately by home-series collection (e.g., the Trade Collection and Tryon Collection) and changes as the builder releases new sections. Buyers should request current builder pricing for the specific collection and compare it against recent closed resale comparables for that home series.
New Construction vs. Resale Considerations
Cresswind Charlotte appears to still have active new-construction sales across its various home-series collections as of the most recent review, alongside a growing resale base from earlier-built sections. Buyers should confirm current builder lot availability directly with Kolter Homes' sales office, and resale buyers should request the HOA's most recent financials and any pending special-assessment history.
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Fees
HOA Fees, Capital Contributions & Recurring Costs
HOA fee figures for Cresswind Charlotte are not well reconciled across sources: one source reports $350/month for the Trade Collection (described as including cable TV, internet, lawn maintenance, ground maintenance, and security), while another reports $249/month for a different home series. Buyers should request the current fee amount and what it covers for the specific home series directly with the HOA.
Taxes, Insurance & Special Assessments
Homes here are subject to Mecklenburg County property tax (and any applicable Charlotte city tax, depending on the parcel's specific jurisdiction). North Carolina offers an Elderly or Disabled Property Tax Homestead Exclusion (N.C.G.S. 105-277.1) that lets qualifying owners 65 or older (or totally and permanently disabled), below an annually adjusted income threshold, exclude the greater of $25,000 or 50% of their home's appraised value from taxation, by filing Form AV-9 with the county assessor by June 1. Buyers should confirm current Mecklenburg County and City of Charlotte millage and their own eligibility directly with the Mecklenburg County Assessor's Office.
Amenities
Community Layout & Lifestyle
Cresswind Charlotte follows Kolter's national Cresswind programmed-lifestyle model, with a full-time activities director organizing clubs and events out of the 18,000-square-foot Club Cresswind clubhouse. Selling across multiple home-series collections gives residents a range of floor plans and price points within a single, large, socially active community.
Location
Shopping, Healthcare & Airport Access
Cresswind Charlotte sits off Albemarle Road near I-485 Exit 41 in the Mint Hill area on Charlotte's eastern edge, with a Charlotte, NC 28215 mailing address at 8913 Silver Springs Court. The location gives residents a comparatively short drive into Uptown Charlotte while remaining in a lower-density suburban setting near Mint Hill's own town center.
Restrictions
Age Qualification & Material Ownership Restrictions
Cresswind Charlotte is consistently marketed and identified across independent sources as a 55-and-older active-adult community, consistent with Kolter's national Cresswind brand, which is generally developed under HOPA-qualified age restrictions. The recorded deed-restriction or covenant language confirming the exact legal terms for this specific community was not independently pulled. Buyers should request the governing documents and confirm current age-verification procedures directly with the HOA.
Pros & Tradeoffs
Tradeoffs & Limitations
Reported home-count and HOA-fee figures vary across sources and by home-series collection, so buyers should treat any published figure as a starting point pending direct HOA and builder confirmation for the specific section and home they are considering. There is no on-site golf course. Buyers should also confirm current builder lot availability, since a large community like this one sells through sequential phases and collections over time.
Comparison With Nearby Communities
Within the Charlotte-metro Cresswind lineup, Cresswind Charlotte is the closest-in of Kolter's three North Carolina Cresswind communities to Uptown Charlotte, compared with the newer, still-earlier-stage Cresswind Wesley Chapel (Union County) and Cresswind at Rocky River (Locust, Stanly County), both a longer drive out but offering more recently built amenity centers.
Listings
Current Listings
A connected local agent can provide current available new-construction and resale inventory, recent closed comparables, and the current HOA fee for a specific address.
FAQs
Questions Buyers Should Verify
- Precise current total planned home count (reported as either approximately 850 or 842 lots)
- Current HOA fee for the specific home-series collection, given the $249-vs-$350/month discrepancy across sources
- Whether new-construction lots remain available in a given collection or a specific section is now resale-only
- The exact recorded age-restriction language and any HOPA-standard occupancy exceptions
- Is Cresswind Charlotte the same community as Cresswind Fort Mill in South Carolina?
- No. Cresswind Charlotte is an entirely separate Kolter Homes community at 8913 Silver Springs Court, Charlotte, NC 28215, in Mecklenburg County near Mint Hill. Cresswind Fort Mill is a distinct Kolter community across the state line in York County, South Carolina.
- How many homes are planned at Cresswind Charlotte?
- Reported figures are not fully reconciled: most sources describe a planned build-out of approximately 850 homes, while one source reports 842 planned lots.
- Does Cresswind Charlotte have a golf course?
- No. The community has no confirmed on-site golf course.
- What is the HOA fee at Cresswind Charlotte?
- Reported figures vary by home-series collection: one source cites $350/month for the Trade Collection (including cable, internet, lawn maintenance, and security), while another cites $249/month for a different series. Confirm the current fee for the specific home directly with the HOA.
Sources
- Cresswind Charlotte by Kolter Homes, Charlotte, NC, 28215 | Redfin — accessed 2026-09-17
- Cresswind Charlotte Fees and Amenities - 55+ community — accessed 2026-09-17
- Cresswind Charlotte | Charlotte NC Homes for Sale — Kolter Homes — accessed 2026-09-17
- Cresswind Charlotte - Trade Collection in Charlotte, NC by Kolter Homes - Homes.com — accessed 2026-09-17
- Site Plan & Location | Cresswind Charlotte — Kolter Homes — accessed 2026-09-17
- N.C.G.S. 105-277.1 — Elderly or Disabled Property Tax Homestead Exclusion — accessed 2026-09-17
Interested in Cresswind Charlotte?
Connect with a local agent who understands the community, current homes, and buying process.
Nearby and similar communities
Cresswind Wesley Chapel
Monroe, NC · Union County
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Art studio with ceramics · Various resident social clubs · Pickleball and tennis courts
Cresswind at Rocky River
Locust, NC · Stanly County
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Yoga and aerobics studio · Arts and crafts room with kiln · Resort-style outdoor pool
Village of St. Andrews
Matthews, NC · Mecklenburg County
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Price: Reported roughly $300,000-$472,000+ depending on source and date, with one recent listing at $455,000
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The Polo Club at Mountain Island Lake
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