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55+ Communities in Rhode Island

17 researched communities across 11 cities, 17 with a legal 55+ or 62+ age restriction. Most are in Wakefield, Westerly and Tiverton.

Rhode Island has approximately 1.1 million residents, with its population dominated by the Providence metro. Research identified 17 communities -- a real, if modest, active-adult market dominated by small, locally branded condo and attached-home communities rather than national-brand product, with the Providence metro proper producing surprisingly thin results relative to its population.

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Rhode Island community directory

17 communities

55+ restricted

Bailey Brook

Middletown, RI · Newport County

Attached / townhome

Parks and natural open space

55+ restricted

Bella Vista

Chepachet, RI · Providence County

Attached / townhome

Price: Priced in the mid-$300,000s to mid-$400,000s for resale units, per 55places.com

Clubhouse with exercise room · Gazebo · Full basements

55+ restricted

Champlin Woods Condominiums

Westerly, RI · Washington County

Condo

Heated saltwater pool

55+ restricted

Countryview Estates

Tiverton, RI · Newport County

Manufactured

Fitness center · Ballroom · Gated community entrance

55+ restricted

Fieldstone Condominiums

Johnston, RI · Providence County

Attached / townhome

Price: Listed from approximately $489,900 to $529,900 for a 1,830-square-foot, 2-bedroom, 3-bathroom townhome

First-floor laundry · Attached garage at every unit · Outdoor patio at every unit

55+ restricted

Lapham Farm Village Condominiums

Pascoag, RI · Providence County

Attached / townhome

Private patios

55+ restricted

Lathrop Farms Condominiums

Westerly, RI · Washington County

Condo

Gated community entrance · Hardwood floors throughout units

62+ restricted

Laurelmead Cooperative

Providence, RI · Providence County

Condo

Indoor pool · Health and wellness spa · Game room and library

55+ restricted

Laurelwood

North Smithfield, RI · Providence County

Mixed home types

Tennis courts · 58 acres of landscaped grounds

55+ restricted

Rivers Edge Condominiums

Coventry, RI · Kent County

Attached / townhome

55+ restrictedGolf

South Shore Village

Wakefield, RI · Washington County

Single-family

Greenhouse and a general store

55+ restricted

Southwinds

Wakefield, RI · Washington County

Condo

55+ restricted

The Villages on Mount Hope Bay

Tiverton, RI · Newport County

Mixed home types

10,000-square-foot clubhouse · Outdoor pool · Fitness center

55+ restricted

Village at Worden's Pond

Wakefield, RI · Washington County

Manufactured

Price: Homes reviewed ranged from roughly $179,900 to $499,000, per the community's own listings page

Pet-friendly community policies

55+ restricted

Wakefield Meadows

Wakefield, RI · Washington County

Attached / townhome

55+ restricted

Wickford Woods

North Kingstown, RI · Washington County

Mixed home types

Price: A May 2024 sale closed at $681,410; buyers should request current, unit-specific pricing

55+ restricted

Winnapaug Cottages

Westerly, RI · Washington County

Condo

New construction vs. resale in Rhode Island

Washington County -- Rhode Island's own South County -- has the state's richest cluster, with South Kingstown and Westerly together contributing seven of the state's seventeen communities across house-condos, attached resale homes, and land-lease manufactured housing. Newport County contributes three communities concentrated in Middletown and Tiverton rather than Newport itself. Providence County carries five communities spread thinly across Glocester, Burrillville, North Smithfield, Johnston, and Providence, with the core metro towns of Warwick, Pawtucket, East Providence, and North Providence each producing no confirmed ownership candidate despite their population. Kent County contributes one community, Rivers Edge Condominiums in Coventry.

Taxes and ownership in Rhode Island

Rhode Island's own Fair Housing Practices Act (R.I. Gen. Laws Section 34-37-4.1) is confirmed via the Rhode Island General Assembly's own statute text to retain the pre-1999 'significant facilities and services' two-prong HOPA formulation, joining Iowa, West Virginia, Nebraska, South Dakota, and New Hampshire in the pre-1999 bucket against North Dakota, Montana, Wyoming, and Maine's modern/post-1999 formulation -- notably, the statute's most recent amendment (2009) postdates most of the other pre-1999-bucket states' own current text, suggesting a deliberate retention rather than an oversight. None of the major national active-adult builder brands has a confirmed Rhode Island presence; Wakefield Meadows could be mistaken for a Del Webb community, but it is genuinely built by Pulte Homes. Rhode Island's ROC-USA resident-owned manufactured-home sector (12 communities statewide via the Cooperative Development Institute) is real and sizable but structurally distinct from, and does not overlap with, the state's separate, corporately-owned age-restricted land-lease communities -- a two-track structure.

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