Villas at Swift Creek

Independent Assessment

Villas at Swift Creek's core facts are unusually well corroborated for a still-building community: the 194-home count, the 110-townhome/84-quad split, Boone Homes as builder, and the roughly $300/month HOA fee all appear consistently across Richmond BizSense's independent 2021 coverage, Boone Homes' own site, and multiple real estate aggregators. The main open item is current pricing, which secondary sources place in a fairly wide $516,000–$650,000 range that buyers should narrow down with the builder directly given how much it varies by home type and floor plan.

Who May Find This Community Appealing

Buyers who want new construction from an established local custom builder, in either a two-story townhome or true single-level quad format, and who value the natural setting near the Swift Creek Reservoir, are the strongest fit for this community.

Homes, Builders & Development History

Boone Homes, a Richmond-area custom builder with roughly three decades of history, developed Villas at Swift Creek as its first foray into the 55+ active-adult market. The community offers seven floor plans across its two home types — including the Augustine, Charleston, Vail, and Sedona plans among the townhomes — with buyers able to customize selections through one-on-one meetings with Boone's design team, a more hands-on process than typical production-builder communities offer.

Current Pricing & Market Positioning

Secondary sources report pricing from roughly $516,000 to $650,000, spanning both the townhome and quad-style product lines; the specific figure for any given home depends heavily on floor plan, home type, and lot. Because Boone Homes actively customizes selections with buyers, published price ranges should be treated as a starting point rather than a firm quote — buyers should request current pricing directly from the sales team.

New Construction vs. Resale Considerations

As an actively building new-construction community, buyers should expect pricing and available inventory to shift by phase and home type; a builder warranty applies to new homes purchased directly from Boone Homes. With multiple move-in-ready homes reported available at various points, buyers interested in a faster closing should ask specifically about completed inventory versus homes still in the design-selection stage.

Taxes, Insurance & Special Assessments

Homes here are subject to Chesterfield County real estate tax, set at $0.89 per $100 of assessed value for FY2026 per the county's own budget documentation. Buyers should confirm the current rate and this home's assessed value directly with Chesterfield County Real Estate Assessments, and ask the HOA whether any capital contribution or reserve assessment applies at closing given the community's still-active construction phase.

Community Layout & Lifestyle

Villas at Swift Creek is designed as a "village-style" community, meaning homes are clustered around pocket parks, common green spaces, and pedestrian connections rather than laid out as a car-first subdivision. Two professionally landscaped ponds anchor the outdoor spaces, and walking trails link the townhome and quad clusters together, encouraging more neighbor interaction than a typical detached-home layout.

Shopping, Healthcare & Airport Access

The community sits in Moseley, off Otterdale Road in southwest Chesterfield County, near Hull Street Road (U.S. Route 360) and Route 288, with the Swift Creek Reservoir providing a scenic natural backdrop. The Chesterfield commercial corridor — including Chesterfield Towne Center and the Hull Street dining strip — is within about 15 minutes, while the Chesterfield hospital corridor (Bon Secours St. Francis, Johnston-Willis) is reachable in roughly 20 to 25 minutes.

Age Qualification & Material Ownership Restrictions

Villas at Swift Creek is marketed and generally reported as an age-restricted 55+ community. Recorded HOPA certification documentation was not independently pulled, so buyers should confirm current certification and occupancy compliance directly with the HOA before purchasing.

Tradeoffs & Limitations

As an attached-home community, buyers should specifically confirm what the roughly $300/month HOA fee covers beyond lawn and grounds maintenance — whether exterior structural items like roofing and siding fall to the HOA or the individual owner varies by community structure and was not fully itemized in the sources reviewed. Because the community was still completing its clubhouse as of recent builder updates, buyers moving in during active construction phases should also confirm the current amenity completion timeline directly with Boone Homes.

Comparison With Nearby Communities

Villas at Swift Creek is most directly compared with Villas at Iron Mill, another Chesterfield County community with the same county tax rate and a similar home-size range, though Iron Mill offers detached single-family homes in Chester rather than attached townhomes and quads in Moseley. Within Moseley itself, Swift Creek is also frequently compared against Woolridge Landing — also StyleCraft-adjacent territory but built with detached homes — making the attached-versus-detached decision the key differentiator for buyers choosing between them.

Current Listings

A connected local agent can provide current available homes, builder pricing by floor plan, and construction timelines within Villas at Swift Creek.

What's the difference between the townhomes and the quad-style homes?

The 110 townhomes are two-story with a first-floor primary suite and a second-floor loft and additional bedroom. The 84 quad-style homes are true single-level living, with all bedrooms, living space, and laundry on one floor, sharing one or two walls with neighboring units.

Who builds Villas at Swift Creek?

Boone Homes, a roughly 30-year Richmond-area custom builder building its first 55+ active-adult community here.

What is the HOA fee?

Approximately $300 per month per current listing sources, covering lawn and grounds maintenance. Whether exterior structural maintenance is also included was not confirmed — confirm the exact scope with the HOA or Boone Homes.

How many homes are in the community?

194 total: 110 townhomes and 84 quad-style homes, across 49.5 acres with 16 acres dedicated to recreational and open space.