CrossRidge

Independent Assessment

CrossRidge's scale and amenity depth are well corroborated across the builder's own historical marketing, 55places, and multiple regional directories, and its status as the Richmond area's largest and most established 55+ community lines up with independent secondary coverage, not just one source's framing. The genuine open question for buyers is cost structure, not existence or scale: because CrossRidge runs on a two-tier HOA (a master association plus six separate neighborhood sub-associations), the combined monthly fee a buyer actually pays depends heavily on which of the six neighborhoods a specific home sits in, and no single authoritative current fee schedule covering all six sub-associations could be found.

Who May Find This Community Appealing

Buyers who want an established, fully built-out, gated 55+ community with a strong existing social infrastructure (100+ monthly Pavilion Club activities), and who are comfortable buying resale rather than new construction, are the best fit. It also suits buyers relocating from larger Northern Virginia-style age-restricted communities who want comparable scale and amenities at Richmond-metro pricing.

Homes, Builders & Development History

CrossRidge was developed by Eagle Construction of Virginia across six neighborhoods on a roughly 400-acre site, with construction running from 2001 to 2013. Homes range from carriage-style condos and townhomes to single-family houses, generally between about 1,760 and 2,600 square feet with 2–4 bedrooms and many offering single-level living. Since Eagle Construction completed the community in 2013, there has been no active new-construction sales program — all current transactions are resale.

Current Pricing & Market Positioning

Reported resale pricing runs roughly from the $300,000s to the $600,000s depending on neighborhood, home style, and condition, with a recent 12-month median sale price around $485,000 per one real estate data aggregator. Because this is an entirely resale market spread across six differently priced neighborhoods, buyers should treat any single blended range as a starting point and pull current comparable sales for the specific neighborhood they're considering.

New Construction vs. Resale Considerations

CrossRidge is entirely a resale market — Eagle Construction completed the last phase of construction in 2013 and there is no active builder sales program. This means no builder warranty on the home itself (though normal home-inspection and seller-disclosure practices apply), but also a wide, established inventory across six neighborhoods that lets buyers be selective about floor plan, neighborhood character, and price point within roughly the $300,000s–$600,000s range.

Taxes, Insurance & Special Assessments

Homes here are subject to Henrico County real estate tax, most recently reported around $0.83 per $100 of assessed value (sources vary slightly, from about $0.83 to $0.87, so buyers should confirm the current rate directly with Henrico County). On a $500,000 home this works out to roughly $4,000–$4,350 per year before any exemptions. Henrico County offers a real estate tax exemption/relief program for qualifying residents 65 and older who meet income and net-worth thresholds — buyers approaching that age should contact Henrico County's Department of Finance before closing to understand eligibility, since it can meaningfully reduce the annual tax line.

Community Layout & Lifestyle

CrossRidge's six neighborhoods each have a distinct home style and character, but all residents are members of the shared Pavilion Club, which functions as the community's social hub with an active monthly calendar (100+ scheduled events per month per multiple sources). The 24-hour gated, staffed entry is a differentiator: independent sources note CrossRidge is one of only a small number of fully gated 55+ communities in the Richmond metro, which matters specifically to buyers for whom gate security is a hard requirement.

Shopping, Healthcare & Airport Access

CrossRidge sits in Glen Allen, in western Henrico County, at the intersection of the West End Richmond commercial corridor and I-64/I-295 access. The Shoppes at CrossRidge retail center (anchored by a Publix) is essentially walkable from the community, Short Pump Town Center is roughly a 10-minute drive, and Bon Secours St. Mary's Hospital is under 10 minutes away — giving residents unusually strong walkable-retail and healthcare proximity for a suburban Richmond-area 55+ community.

Age Qualification & Material Ownership Restrictions

CrossRidge is consistently described across independent sources as a fully age-restricted 55+ gated community rather than a mixed-age section within a larger development. Recorded HOPA certification documentation for the master association or each of the six sub-associations was not independently obtained; buyers should confirm current HOPA certification and 80/20 occupancy compliance directly with the CrossRidge Homeowners Association before purchasing, particularly for whichever specific sub-association applies to the home in question.

Tradeoffs & Limitations

Because CrossRidge is fully built out, buyers give up the option of new construction, a builder warranty, or picking a not-yet-built lot — inventory is whatever is currently listed for resale across the six neighborhoods. The two-tier HOA structure also means buyers need to look past a single advertised number: what 'exterior maintenance included' covers (roofing, siding, painting cycles, gutters, driveway) varies by sub-association, so the governing documents for both the master association and the specific neighborhood's sub-association should be requested and compared before writing an offer.

Comparison With Nearby Communities

Within the Richmond metro, CrossRidge is most often compared with Chickahominy Falls (Hanover County) and Mosaic at West Creek (Goochland County) for buyers who want new construction instead of resale, and with Colonial Heritage (James City County) for buyers who want a golf-anchored community. CrossRidge's specific differentiators are its scale (the largest 55+ community in the metro by home count), its fully gated, staffed entry, and its established resale inventory rather than new-construction pricing.

Current Listings

A connected local agent can provide current available homes by neighborhood, recent comparable sales, and the specific sub-association fee schedule for any home under consideration within CrossRidge.

Is CrossRidge still building new homes?

No. Eagle Construction of Virginia completed construction across CrossRidge's six neighborhoods in 2013. All current sales activity is resale.

Why does CrossRidge have two HOA fees?

CrossRidge runs a two-tier HOA structure: a master association fee for community-wide costs (the gate, the Pavilion Club, pools, and grounds) and a separate sub-association fee specific to one of the six neighborhoods. Most buyers pay both, so ask for the combined total, not just one figure.

How many homes are in CrossRidge, and is it really the largest in the Richmond area?

746 homes across six neighborhoods. Multiple independent sources (55places, regional directories, and the builder's own historical marketing) describe it as the largest and most established gated 55+ community in the Richmond metro, though one directory source cites a higher, unconfirmed figure of over 900 residences that could not be corroborated.

Is CrossRidge gated?

Yes — CrossRidge has 24-hour staffed gated entry, which independent sources note makes it one of only a small number of fully gated 55+ communities in the Richmond metro.

What's included in the HOA fee?

Exterior maintenance is generally included, but exactly what that covers (roof, siding, painting cycles, gutters, driveway) varies by sub-association. Request the governing documents for the specific neighborhood before assuming coverage.