Cross Creek Villas

Independent Assessment

Through D.R. Horton's own community materials and multiple independent real-estate directories, Cross Creek Villas was independently confirmed to be marketed as an age-restricted 55+ community under the builder's national Freedom Homes brand, which the builder has used since 2016 specifically for age-restricted active-adult neighborhoods in multiple states. The specific recorded restrictive covenant language for Cross Creek Villas itself was not located; buyers who need certainty on the exact legal age-qualification terms (including any HOPA occupancy-verification procedure) should request the HOA's governing documents directly. Reported total home counts vary slightly (51 vs. 53) between sources and were not reconciled here.

Who May Find This Community Appealing

Buyers who want a small, newly built 55+ community from a national production builder, in a walkable Lexington location near Lake Murray without golf-club dues, are the best fit for Cross Creek Villas.

Homes, Builders & Development History

Cross Creek Villas is built by D.R. Horton under its Freedom Homes brand, a product line the company launched in 2016 specifically for 55-and-older buyers seeking low-maintenance, single-story living. The community's "Freedom Series" floor plans range from roughly 1,672 to 2,608 square feet with 3-5 bedrooms and 2-3 bathrooms, and the community is planned for approximately 51-53 single-family homes in total. The community is actively selling new construction, with available floor plans and lots offered directly through D.R. Horton.

Current Pricing & Market Positioning

New-construction pricing is reported roughly in the $376,990-$452,500 range depending on floor plan, with an entry-level plan (the Bradford, at roughly 1,672 square feet) listed near $379,990 in available research. Buyers should confirm current pricing directly with D.R. Horton, since new-home pricing at actively selling communities changes frequently with lot premiums, incentives, and phase releases.

New Construction vs. Resale Considerations

Cross Creek Villas is an actively selling new-construction community as of the last update, with D.R. Horton offering multiple floor plans on remaining lots. Buyers should confirm current lot availability, any current builder incentives, and the expected build-out timeline directly with D.R. Horton; as the community is still young, resale inventory is likely limited for now.

Taxes, Insurance & Special Assessments

Homes in Cross Creek Villas are subject to Lexington County property tax, assessed and billed at the county level; buyers should confirm the current rate and a specific home's assessed value directly with the Lexington County Assessor.

Community Layout & Lifestyle

As a small, single-story-focused 55+ community, Cross Creek Villas offers a lower-key, lower-amenity lifestyle than larger master-planned active-adult communities in the Midlands -- its social infrastructure centers on pickleball and trail access rather than a full clubhouse or resort-style pool. This may suit buyers who want a maintenance-light home in a walkable Lexington location without paying for extensive shared amenities they may not use.

Shopping, Healthcare & Airport Access

Cross Creek Villas sits in the heart of Lexington, South Carolina, close to shops, restaurants, and Lake Murray access points, about 13 miles west of downtown Columbia. The location offers easy reach to both Lexington's own retail/dining corridor and Columbia's broader medical and cultural infrastructure.

Age Qualification & Material Ownership Restrictions

Cross Creek Villas is marketed as "Lexington's Premier 55+ Community" and built under D.R. Horton's Freedom Homes brand, which the builder positions nationally as age-restricted active-adult housing. The specific recorded covenant/declaration language for Cross Creek Villas confirming the exact legal age-restriction terms and any HOPA occupancy-verification procedure was not independently reviewed; buyers who need this level of certainty should request the HOA's governing documents directly from D.R. Horton or the HOA.

Tradeoffs & Limitations

Cross Creek Villas is a small community (roughly 51-53 homes), so its shared amenity program is limited compared to larger master-planned active-adult communities -- there is no clubhouse, pool, or golf course reported here, just pickleball courts, a cabana, and trail access. HOA fee figures were not publicly confirmed and should be requested directly from the builder or HOA before purchase. As a still-selling new-construction community, home availability and pricing will change as build-out progresses.

Comparison With Nearby Communities

Within the Columbia/Lexington Midlands market, Cross Creek Villas is most directly comparable to other small D.R. Horton Freedom Homes communities for its production-builder pricing and low-maintenance single-story design, though it lacks the larger amenity programs (clubhouse, pool, golf) found in bigger master-planned active-adult communities elsewhere in the state, such as Del Webb's Carolina coastal communities.

Current Listings

A connected local agent can provide current available new-construction lots and any resale inventory within Cross Creek Villas.

Is Cross Creek Villas age-restricted to 55 and older?

It is marketed as "Lexington's Premier 55+ Community" and built under D.R. Horton's Freedom Homes brand, which the builder positions nationally as age-restricted active-adult housing. The specific recorded covenant language for this community was not independently reviewed; confirm the exact terms with the HOA or D.R. Horton.

Who built Cross Creek Villas?

D.R. Horton, under its Freedom Homes brand -- a product line the national builder launched in 2016 specifically for 55-and-older buyers.

Is there a clubhouse or pool at Cross Creek Villas?

No clubhouse or pool was found. Reported amenities are limited to community pickleball courts, a cabana, and access to the Fourteen Mile Creek Trail.

How much do homes cost at Cross Creek Villas?

Reported new-construction pricing runs roughly $376,990-$452,500 depending on floor plan as of the most recent review; confirm current pricing directly with D.R. Horton.