Silver Ridge Park North

Independent Assessment

North's status as a separately governed HOA and its office address at 10 Westport Drive are confirmed, though less section-specific detail is available, such as a North-specific floor-plan or square-footage breakdown distinct from the four-section aggregate. North's core facts -- its existence as a distinct HOA, its address, and its participation in the shared Silver Ridge Park amenity/clubhouse-access system -- are treated as reasonably well confirmed, while the thinner amenity- and pricing-specific documentation is flagged as an area for direct verification.

Who May Find This Community Appealing

Buyers seeking an affordable, established single-family 55+ HOA community within the larger four-section Silver Ridge Park complex, with cross-section access to clubhouse amenities including outdoor pools, billiards, bocce, and shuffleboard, are a strong fit for Silver Ridge Park North. Its Toms River location, within reach of Ocean County beaches, shopping, and county parks and centrally positioned between New York City, Atlantic City, and Philadelphia, also suits buyers who want a Jersey Shore-adjacent retirement at a reported lower relative price point than some neighboring Holiday City-area sections.

Homes, Builders & Development History

Silver Ridge Park, including the North section, was constructed between 1968 and 1986, reaching a combined total of approximately 3,169 single-family homes across its four sections; homes generally consist of two bedrooms and a one-car garage, up to roughly 1,500 square feet of living space. The specific builder(s) responsible for Silver Ridge Park North's construction, a section-specific home count, and a North-specific floor-plan breakdown distinct from the four-section combined figures were not independently confirmed. The section is now fully built out, and current purchases are resale.

Current Pricing & Market Positioning

A 2026 real-estate aggregator comparison of neighborhood value indexes across the broader Holiday City/Silver Ridge area placed the Silver Ridge area at approximately $287,000 -- the lowest figure among the nearby sections compared in that same source (which also cited roughly $384,000 for Holiday Heights). This figure could not be independently verified against a primary MLS source, nor could a price specific to Silver Ridge Park North be isolated from the other three Silver Ridge Park sections; buyers should request current comparables specific to Silver Ridge Park North from a local agent familiar with the Toms River market.

New Construction vs. Resale Considerations

Silver Ridge Park North has been fully built out since Silver Ridge Park's 1968-1986 construction span, so all current purchases are resale. Given this section's thinner public documentation relative to its sibling sections, buyers should place extra emphasis on requesting the association's current financials, reserve study, and governing-document package (bylaws and any deed restrictions) directly, and should budget for a full independent inspection.

Taxes, Insurance & Special Assessments

Homes in Silver Ridge Park North are subject to Toms River Township and Ocean County property tax at the current municipal and county rates. No special assessment district specific to this section was found. Buyers should confirm current property tax rates and eligibility for any applicable New Jersey senior property tax relief programs directly with Toms River's tax assessor.

Community Layout & Lifestyle

Silver Ridge Park North offers an affordable, single-family 55+ lifestyle within the wider four-section Silver Ridge Park complex, with cross-access to sibling sections' clubhouse amenities including outdoor pools, billiards, bocce, and shuffleboard. As the least-documented of the four sections, prospective buyers should expect to gather more section-specific detail directly from the association than is publicly available through general real estate aggregators.

Shopping, Healthcare & Airport Access

Silver Ridge Park North is located in Toms River, Ocean County, New Jersey, with its office and clubhouse at 10 Westport Drive, Toms River, NJ 08757. The section is within reach of Ocean County beaches, shopping, and county parks, with access to U.S. Route 9, NJ Route 166, and the Garden State Parkway, and is centrally positioned between New York City, Atlantic City, and Philadelphia.

Age Qualification & Material Ownership Restrictions

Silver Ridge Park North is consistently described by real estate sources as part of a 55-and-older community. New Jersey's housing-for-older-persons exemption under the Law Against Discrimination (N.J.S.A. 10:5-5(n)) generally requires (a) facilities or services meeting the needs of older persons, (b) at least 80% of occupied units having at least one resident 55 or older, and (c) published policies demonstrating intent to provide housing for residents 55+. A 2024 New Jersey Appellate Division ruling, NJ Realtors v. Township of Berkeley, struck down a neighboring township's ordinance that restricted property ownership (not occupancy) in age-restricted developments to buyers 55 and older, holding that only occupancy -- not ownership -- may lawfully be age-restricted under the FHA and NJLAD; this ruling concerned a municipal ordinance and does not affect a private HOA's own occupancy-based age restrictions. Buyers should confirm Silver Ridge Park North's own current recorded deed-restriction and occupancy-verification language directly with the HOA before purchasing.

Tradeoffs & Limitations

Silver Ridge Park North is the least-documented of the four Silver Ridge Park sections, with thinner section-specific detail on floor plans, home sizes, and pricing than is available for East and West; buyers should expect to do more direct legwork with the association itself to fill these gaps. As with the other sections, buyers must confirm they are reviewing North's own specific governing documents and fee schedule rather than a neighboring section's, and given a 1968-1986 construction span, should confirm the specific build year of any home under consideration and budget for a full independent inspection.

Comparison With Nearby Communities

Within Silver Ridge Park, North is one of four separately governed sections (alongside East, West, and Westerly), each with its own HOA, fee schedule, and clubhouse, though all residents may access each section's clubhouse amenities. North is less documented than Westerly, which maintains an unusually detailed, actively updated official HOA website. Compared with the nearby Holiday City at Berkeley complex's sections, Silver Ridge Park North and its sibling sections reported the lowest neighborhood-value-index figure (approximately $287,000) in a 2026 aggregator comparison.

Current Listings

A connected local agent experienced with the Silver Ridge Park complex can provide current available inventory, recent closed comparables specific to Silver Ridge Park North, and current HOA fee and transfer requirements.

Is Silver Ridge Park North the same HOA as Silver Ridge Park East, West, or Westerly?

No. Each of Silver Ridge Park's four sections -- East, West, North, and Westerly -- runs its own separate HOA with its own fee schedule and board, though residents of any section may generally access the other sections' clubhouse amenities.

Why is there less information available about Silver Ridge Park North than the other sections?

North was found to be the least-documented of Silver Ridge Park's four sections in public real estate sources, with thinner section-specific detail on floor plans and pricing. Prospective buyers should contact the association directly for details not covered here.

How many homes are in Silver Ridge Park North?

A section-specific count for North alone could not be confirmed. Silver Ridge Park's four sections together comprise approximately 3,169 single-family homes, built between 1968 and 1986.

Is Silver Ridge Park North legally age-restricted?

It is consistently described as part of a 55-and-older community. New Jersey's Law Against Discrimination housing-for-older-persons exemption generally requires at least 80% of occupied units to have a resident 55+. Confirm the HOA's own current recorded restriction language directly before purchasing.