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Emerald Pointe

Hagerstown, Maryland · Washington County

Legally age-restricted 55+new construction

Emerald Pointe is a custom-built 55+ community in Hagerstown's north end, Washington County, built by Paul Crampton Contractors, a locally established builder active since 1967. The community offers four customizable floor plans starting in the mid-$400,000s, centered on a clubhouse with an indoor swimming pool, fitness and wellness center, and café/snack bar, with lawn care and snow removal included in the HOA.

Last researched 2026-09-17

Price positioning
Four floor plans starting in the mid-$400,000s, ranging roughly 1,459-2,100 sq ft
HOA
Reported figures conflict across sources ($95/month per one source, $570/month average per another); not independently reconciled — buyers should confirm the current fee directly with the HOA
Community size
Not publicly confirmed; total planned/built home count was not identified
Home types
detached
Builder
Paul Crampton Contractors, Inc. (Washington County builder, active since 1967)
Age policy
Consistently marketed across the builder's own community site and aggregator sources reviewed as a 55+/'custom 55+ active retirement community'; Emerald Pointe's recorded HOA covenant language was not independently reviewed, so buyers should confirm the current age-verification standard directly with the HOA.

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Overview

Independent Assessment

Paul Crampton Contractors' own site, a dedicated community site (emeraldpointehagerstown.com), and aggregator/directory listings (55places, Seniorlivingguide) consistently confirm Emerald Pointe as a genuine, actively building custom-home 55+ community in north Hagerstown. Reported HOA fee figures conflicted sharply between sources ($95/month versus a $570/month average cited elsewhere), which was not reconciled and likely reflects either a data error on one source or fees that vary substantially by lot/home type; buyers should verify this directly. A specific total planned or built home count for the community was not found.

Who May Find This Community Appealing

Buyers who want a genuinely custom-built home — rather than a limited set of fixed builder floor plans — from a long-tenured local builder are the strongest fit for Emerald Pointe, since Paul Crampton Contractors is described as easily customizing its four base floor plans to fit buyer preferences. Its mid-$400,000s starting price may also appeal to buyers prioritizing value alongside custom features.

Homes & Prices

Homes, Builders & Development History

Paul Crampton Contractors, described as Washington County's leading family home builder since 1967, has built Emerald Pointe with construction reported to have begun around 2017. The community offers four floor plans ranging from approximately 1,459 to 2,100 square feet, with two bedrooms, two bathrooms, and an attached garage, each customizable to buyer preferences.

Current Pricing & Market Positioning

Emerald Pointe's four floor plans start in the mid-$400,000s, consistent with Hagerstown's generally lower cost of living relative to the Frederick/D.C. corridor. Buyers should request current base pricing and available lot premiums directly from Paul Crampton Contractors.

New Construction vs. Resale Considerations

As an actively building custom-home community, Emerald Pointe buyers should expect a builder-driven process with Paul Crampton Contractors, including customization options across the community's four base floor plans, standard new-home warranties, and construction timelines that will vary by lot and buyer selections. Buyers should confirm current lot availability, base pricing, and customization options directly with the builder.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

Reported HOA fee figures conflict sharply across sources reviewed — one source cites $95 per month, while another cites a $570 per month average — and the discrepancy was not reconciled. Lawn work and snow removal are reported as included in the HOA. Buyers should request the current, exact monthly fee and a full coverage breakdown directly from the HOA or Paul Crampton Contractors before purchasing.

Taxes, Insurance & Special Assessments

Homes at Emerald Pointe are conventionally deeded single-family properties subject to Washington County property tax administration. Buyers should confirm current property tax figures directly with the Washington County assessment office and request the HOA's current financials given the conflicting HOA fee figures found.

Amenities

ClubhouseIndoor swimming poolFitness and wellness centerCafé / snack bar

Community Layout & Lifestyle

Emerald Pointe centers community life on its clubhouse, which includes an indoor pool (a year-round amenity not dependent on seasonal weather), a fitness and wellness center, and a café/snack bar for informal gatherings. The custom-home model, built by a single long-tenured local builder rather than a national production-home company, supports buyers who want more individualized input into their home's features within a maintenance-included HOA structure.

Location

Shopping, Healthcare & Airport Access

Emerald Pointe is located at 19402 Sapphire Drive in Hagerstown's north end, Washington County, with proximity to shopping, dining, and medical facilities, and convenient access to major travel routes. Hagerstown sits along the I-70/I-81 corridor in Western Maryland.

Restrictions

Age Qualification & Material Ownership Restrictions

Emerald Pointe is consistently marketed across every source reviewed as a 55+ ('custom 55+ active retirement community') community. The community's recorded HOA governing-document age-restriction language was not independently reviewed, so buyers should confirm the current age-verification and occupancy-restriction standard directly with the HOA before purchasing. Maryland's age-restricted-housing framework relies on the standard federal HOPA 80/20 occupancy rule, with no state-specific wrinkle identified; this should be independently verified against a primary legal source.

Pros & Tradeoffs

Tradeoffs & Limitations

Emerald Pointe's total planned or built home count was not confirmed, and the two HOA fee figures found in sources reviewed ($95/month and $570/month average) differ so substantially that neither can be treated as reliable without direct confirmation from the HOA. As a smaller, locally built custom-home community rather than a large national-builder master plan, buyers should also expect a more limited standardized amenity package compared to larger communities like Bloomfields or Cromwell in Frederick County.

Comparison With Nearby Communities

Emerald Pointe is located in Washington County, and the nearest other 55+ options covered here are the three Frederick County communities in Western Maryland -- Bloomfields, The Woodlands of Urbana, and Cromwell -- roughly 25 miles away. Emerald Pointe offers a smaller-scale, custom-home model from a single long-tenured local builder, with floor plans starting in the mid-$400,000s.

Listings

Current Listings

A connected local agent or Paul Crampton Contractors' sales office can provide current available lots, base and customized pricing, and current HOA fee details at Emerald Pointe.

FAQs

Questions Buyers Should Verify

  • Current, exact monthly HOA fee — sources reviewed conflict sharply ($95/month versus a $570/month average) and this should be resolved directly with the HOA
  • Total planned and currently built home count for Emerald Pointe, which was not identified
  • Emerald Pointe's own recorded age-restriction language and current age-verification procedures
  • Current base pricing, available lots, and customization options directly from Paul Crampton Contractors
Who builds Emerald Pointe?
Paul Crampton Contractors, Inc., described as Washington County's leading family home builder since 1967.
What is the price range at Emerald Pointe?
Four floor plans start in the mid-$400,000s, ranging roughly 1,459 to 2,100 square feet, with customization available.
What is the HOA fee at Emerald Pointe?
Sources reviewed conflict sharply, citing $95 per month in one source and a $570 per month average in another; the discrepancy could not be reconciled, so buyers should confirm the current fee directly with the HOA.
What amenities does Emerald Pointe offer?
A clubhouse with an indoor swimming pool, a fitness and wellness center, and a café/snack bar; lawn work and snow removal are reported as included in the HOA.

Sources

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