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Stillwater

St. Johns, Florida · St. Johns County

Legally age-restricted 55+mixedGolf

Stillwater is a legally age-restricted 55-and-older community built by Lennar in St. Johns, an unincorporated area of northwest St. Johns County roughly midway between Jacksonville and St. Augustine, off County Road 210. It is planned for 549 single-family and attached homes across roughly 728-784 acres, centered on an 18-hole golf course designed by Bobby Weed, whose national portfolio includes prominent work at TPC Sawgrass. Membership in the golf club is reported as included in the community's fee structure rather than charged per round. Independent research confirmed a real, active Community Development District at Stillwater — established by St. Johns County Ordinance 2020-49 — directly contradicting a 'no CDD fees' claim found in at least one other source; buyers should treat the CDD as real and confirm its current assessment amount.

Last researched 2026-09-16

Price positioning
Reported roughly $300,000-$600,000 depending on collection and floor plan
HOA
Reported figures range widely by source and collection, roughly $273-$691/month — this wide variance itself signals buyers should obtain the current fee directly rather than relying on any single published figure
Community size
549 homes planned across approximately 728-784 acres
Home types
detached, attached
Builder
Lennar
Age policy
Legally age-restricted 55+ community, marketed by Lennar under its national Active Adult 55+ brand

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Overview

Independent Assessment

Through the Stillwater Community Development District's own government filings and the district's website, a CDD was independently confirmed to have been established by St. Johns County Ordinance 2020-49 covering approximately 728.78 acres — a figure closely matching the community's reported 784-acre footprint. This directly contradicts a claim found elsewhere that Stillwater has 'no CDD fees,' and the CDD's existence is treated as confirmed rather than the no-CDD claim as credible. HOA fee figures were not reconcilable: one source reports roughly $273/month, while another (regarding the Villas collection specifically) reports roughly $691/month — a gap wide enough that neither figure is treated as reliable on its own, and the discrepancy is flagged for direct verification. The legal 55+ age restriction and golf-membership-included structure are independently corroborated across the builder's own materials and multiple secondary directories.

Who May Find This Community Appealing

Buyers who golf regularly and want course access bundled into community fees rather than paid per round, and who want a location with reasonable access to both Jacksonville and St. Augustine without living directly in either, are the strongest fit for Stillwater.

Homes & Prices

Homes, Builders & Development History

Stillwater is built by Lennar under its national Active Adult 55+ community brand, on land generally located just north of County Road 210 in unincorporated St. Johns County. Construction began around 2020 and continues as of the most recent review, with Lennar offering multiple home collections — including a Villas product and Royal Collection homes in 40-foot and 50-foot series — across a planned total of 549 homes.

Current Pricing & Market Positioning

Reported pricing runs roughly $300,000 to $600,000 depending on collection and floor plan. Because construction is reported ongoing, buyers should distinguish current builder pricing (which may include lot premiums and option packages) from any resale pricing that emerges as the community matures, and should confirm current availability directly with Lennar.

New Construction vs. Resale Considerations

Construction at Stillwater is reported ongoing as of the last update, giving buyers the option to purchase directly from Lennar with floor-plan and lot selection, subject to builder pricing and option packages. As the community matures, buyers should watch for an emerging resale market and compare it against current builder pricing for a comparable home.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

HOA fee figures for Stillwater are not reconciled across independent sources — one reports roughly $273/month, while another (specific to the Villas collection) reports roughly $691/month, a gap wide enough that neither figure should be treated as reliable without direct confirmation. Separately, and confirmed independently through the Stillwater Community Development District's own government establishment ordinance (St. Johns County Ordinance 2020-49, covering approximately 728.78 acres), a CDD non-ad valorem assessment applies on top of the HOA fee and county property tax — this directly contradicts a 'no CDD fees' claim found elsewhere, which buyers should disregard. Golf club membership is reported as included in community fees rather than charged per round, though buyers should confirm exactly which fee line covers it. Request the current HOA fee for the specific collection, and pull the CDD assessment amount directly from the St. Johns County Tax Collector for the specific parcel.

Taxes, Insurance & Special Assessments

Homes here are subject to St. Johns County property tax plus the independently confirmed Stillwater Community Development District non-ad valorem assessment (established by County Ordinance 2020-49), which will appear as a separate line item on the county tax bill rather than in the HOA quote. Because most homes are recent construction (2020 onward), they generally meet current Florida building-code standards; buyers should still obtain a property-specific insurance quote for this inland St. Johns County location.

Amenities

18-hole golf course designed by Bobby Weed, with Toptracer practice facility and pro shopClubhouse with multipurpose roomFitness center and aerobics studioBar, lounge, and restaurantPickleball and tennis courtsLawn maintenance included via the HOA

Golf

Stillwater's 18-hole golf course was designed by Bobby Weed, an architect with more than 100 course credits nationally, including prominent work at TPC Sawgrass. Course membership is reported as included in the community's fee structure rather than charged on a pay-per-round basis, a genuine differentiator from many other St. Johns County-area communities where golf access is either absent or billed separately. Confirm the exact fee line that covers golf membership before assuming full inclusion.

Community Layout & Lifestyle

Stillwater's amenity program centers on its golf course and clubhouse, with a bar, lounge, and restaurant supporting a country-club-style social routine. Its location, several miles from both Jacksonville and St. Augustine rather than embedded in either, gives it a quieter, more residential character than communities directly inside the Nocatee master-plan area.

Location

Shopping, Healthcare & Airport Access

Stillwater sits just north of County Road 210 in unincorporated St. Johns County, roughly 25 minutes from downtown Jacksonville to the north and roughly 25 minutes from downtown St. Augustine to the south, also reachable via I-95. The address is reported as 1188 Stillwater Blvd., St. Johns, FL 32259.

Restrictions

Age Qualification & Material Ownership Restrictions

Stillwater is marketed and independently confirmed as a legally age-restricted 55-and-older community under Lennar's national Active Adult 55+ brand. Buyers should still confirm current age-verification and occupancy-compliance procedures directly with the HOA, since Lennar's active-adult communities nationally are generally structured to be HOPA-compliant but administrative practices can vary by property management company.

Pros & Tradeoffs

Tradeoffs & Limitations

A real CDD assessment applies at Stillwater — confirmed independently through the district's own government filings — despite at least one secondary source claiming otherwise; buyers should not assume this is a CDD-free community. Reported HOA fees vary so widely across sources (roughly $273 to $691/month) that neither figure should be treated as reliable without direct confirmation for the specific collection and home. Buyers who do not golf may be paying, through their fees, for course access and maintenance they will not use as heavily as golfing residents.

Comparison With Nearby Communities

Within the First Coast market, Stillwater's clearest distinguishing feature is golf included in community fees, which sets it apart from communities without on-site golf; its confirmed CDD assessment is a real cost that should be weighed against any competing community's own CDD or lack thereof on a like-for-like basis, rather than assuming Stillwater is CDD-free.

Listings

Current Listings

Contact Lennar directly for current new-construction pricing and availability, or a local St. Johns County agent for the current CDD assessment amount and any emerging resale comparables.

FAQs

Questions Buyers Should Verify

  • Current HOA fee for the specific home collection — independent sources disagree substantially, reporting figures from roughly $273 to $691/month
  • Current CDD assessment amount for the specific parcel and the bond's payoff schedule, given the district's confirmed existence under Ordinance 2020-49
  • Exact fee line that covers golf club membership, and whether any additional cart or range fees apply
  • Current construction-completion status for the specific phase/section under consideration
  • Specific HOPA age-verification and occupancy-documentation procedures used by the HOA
Does Stillwater have a CDD fee?
Yes. The Stillwater Community Development District's existence and coverage of approximately 728.78 acres were independently confirmed through St. Johns County Ordinance 2020-49 and the district's own government filings. This directly contradicts a 'no CDD fees' claim found in at least one other source — buyers should confirm the current assessment amount on the county tax roll rather than assume the community is CDD-free.
Is golf included at Stillwater?
Golf club membership is reported as included in the community's fee structure rather than charged per round, a genuine differentiator from many nearby communities. Confirm the exact fee line that covers it.
Is Stillwater legally age-restricted?
Yes. Stillwater is marketed and independently confirmed as a legally age-restricted 55-and-older community under Lennar's national Active Adult 55+ brand.
What is Stillwater's HOA fee?
Independent sources disagree substantially — reported figures range from roughly $273 to $691 per month depending on collection. This gap is wide enough that buyers should get the current fee directly from Lennar or the HOA for the specific home rather than relying on either figure.

Sources

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