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Highland Lakes

Leesburg, Florida · Lake County

Legally age-restricted 55+resale

Highland Lakes is a legally age-restricted 55+ community of 938 homes in Leesburg, Florida, built mainly from 1990 to 1999 (some sources describe construction extending to 2004) around 105 acres of conservation area with walking trails and seven small lakes. Unlike several of its Leesburg neighbors, it has no on-site golf course, positioning it as a lower-cost, nature-and-community-culture-focused alternative within the Leesburg 55+ corridor.

Last researched 2026-09-16

Price positioning
Roughly low $200,000s to $300,000s as of the last update, with a recent median resale near $225,000-$250,000 — confirm current comparables directly
HOA
Reported to range roughly $11-$282/month depending on home size and section, with figures commonly cited around $103-$114/month for a typical home — confirm current fee directly
Community size
938 homes
Home types
detached
Builder
Built 1990-1999 (some sources describe construction extending to 2004)
Age policy
Legally age-restricted 55+ community

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Overview

Independent Assessment

Highland Lakes' 938-home count, legally age-restricted 55+ status, and non-golf amenity profile were independently confirmed through multiple sources. Current pricing has moved up materially from older secondary reporting that cited a $100,000-$200,000 range — current listings and recent sales data point to a range closer to the low $200,000s to $300,000s, with a recent reported median sale price around $225,000-$250,000. Buyers relying on older online summaries should treat any pre-2025 pricing figure as stale and confirm current comparable sales directly.

Who May Find This Community Appealing

Buyers who want a legally age-restricted 55+ community with genuine conservation-area walking trails and a lower HOA fee than golf-inclusive alternatives, and who do not need or want on-site golf, are the best fit for Highland Lakes.

Homes & Prices

Homes, Builders & Development History

Highland Lakes was built mainly from 1990 to 1999, with some secondary sources describing construction extending to 2004. The community totals 938 homes ranging roughly from about 1,014 to 2,498 square feet.

Current Pricing & Market Positioning

Current listings and recent resale data point to pricing roughly in the low $200,000s to $300,000s, with a recent reported median sale price around $225,000-$250,000 — materially higher than older secondary sources citing a $100,000-$200,000 range. Buyers should pull current comparable sales for the specific home and section under consideration.

New Construction vs. Resale Considerations

Highland Lakes is fully built out, so all current sales activity is resale with no builder warranty. Given the community's age (built substantially 1990-1999), buyers should prioritize a roof-age and wind-mitigation inspection as part of any offer.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

Reported HOA fees vary widely by home size and section, from roughly $11 to $282 per month, with a commonly cited typical figure around $103-$114/month. Buyers should verify the exact fee for the specific home directly with the association, as a single current figure was not independently confirmed. Reported average annual property tax for homes here is approximately $1,763, though buyers should confirm the current figure for the specific parcel.

Taxes, Insurance & Special Assessments

Homes here are subject to Lake County real estate tax, with a reported average annual property tax bill around $1,763 for homes in this community; buyers should confirm the current millage rate and a specific parcel's assessed value with the Lake County Property Appraiser. Roof age and material should be verified for insurance-bindability purposes on any home built in the 1990s, since many Florida carriers now decline to write new policies on roofs over 15 years old.

Amenities

105 acres of conservation area with walking trails and seven small lakes (four stocked for fishing)Indoor heated pool and outdoor poolClubhouse with activities directorSix tennis courtsEight shuffleboard courtsFour bocce ball courtsSix horseshoe courtsGolf driving range (no on-site course)Free RV and boat storageOver 50 special-interest clubs and groups

Community Layout & Lifestyle

Highland Lakes' identity centers on its conservation acreage and trail system rather than golf or resort-scale amenities — its social culture is frequently described in secondary sources as strong precisely because of management quality and an active clubs calendar rather than facility scale. With no on-site golf course, the HOA does not carry golf-maintenance overhead, which factors into its comparatively lower reported fee range.

Location

Shopping, Healthcare & Airport Access

Highland Lakes sits off Clubhouse Drive in south Leesburg, giving residents access to Leesburg's shopping and Leesburg Regional Medical Center, with a reasonable drive to the broader Lake County corridor including The Villages to the south and Mount Dora to the north.

Restrictions

Age Qualification & Material Ownership Restrictions

Multiple independent sources consistently describe Highland Lakes as a legally age-restricted 55+ active adult community. Buyers should confirm current HOPA certification and 80/20 occupancy compliance directly with the community association before purchasing, since the recorded certification documentation was not independently pulled.

Pros & Tradeoffs

Tradeoffs & Limitations

Because Highland Lakes is fully built out with homes now 20-35 years old, buyers should expect roof age and general home-system condition to be material inspection items, and should budget for the possibility that some Florida insurance carriers may restrict coverage on older roofs. The community has no on-site golf, which is a real limitation for buyers who specifically want golf included in their HOA. Current pricing has risen well above older published figures, so buyers should not anchor on outdated summaries.

Comparison With Nearby Communities

Highland Lakes is most directly compared with Legacy of Leesburg and Royal Highlands — all three are legally age-restricted, resale-only, non-golf-focused Leesburg communities, but Highland Lakes is the oldest of the three and carries the lowest reported HOA fee range. Buyers who specifically want golf included should compare Pennbrooke Fairways or Plantation at Leesburg instead.

Listings

Current Listings

A connected local agent can provide current available resale homes and recent comparable sales.

FAQs

Questions Buyers Should Verify

  • Current HOA fee for the specific home size and section, confirmed directly with the association
  • Current comparable sales and pricing, since older published price ranges are materially stale
  • Roof age and wind-mitigation status for any specific home under consideration
  • Recorded HOPA certification and current 80/20 occupancy compliance
  • Exact construction date range (1990-1999 vs. extending to 2004) for the specific section
Does Highland Lakes have a golf course?
No on-site golf course, though there is a golf driving range. The community's identity centers on 105 acres of conservation trails and lakes rather than golf.
Is Highland Lakes still priced under $200,000?
No — that figure is stale. Current listings and recent sales point to pricing in the low $200,000s to $300,000s, with a recent reported median sale price around $225,000-$250,000. Confirm current comparables directly.
Is Highland Lakes age-restricted to 55 and older?
Yes — multiple sources consistently describe it as a legally age-restricted 55+ community. Confirm current HOPA certification directly with the association.
How many homes are in Highland Lakes?
938 homes, built mainly from 1990 to 1999, with some sources describing construction extending to 2004.

Sources

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