Country Lake Villas

Independent Assessment

Country Lake Villas is a genuine, small, established, age-restricted 55+ community, corroborated across a dedicated 55places.com profile, a second independent 55+-focused directory (activeadultliving.com), and multiple local real estate sources. Reported home counts varied by source between 23 and 25 homes; because the community is small enough that even a two- or three-unit discrepancy is meaningful, both figures are reported rather than a single precise count being asserted, and buyers should confirm the current total directly with the association. The original developer and a precise current price range could not be independently confirmed from public sources, and pricing is reported as a historical range drawn from available listing data rather than a current market figure.

Who May Find This Community Appealing

Buyers who want a small, quiet, lakefront 55+ community with first-floor master suites and a central Loveland location close to everyday shopping and medical care are a strong fit for Country Lake Villas. Its intimate size, with only about two dozen homes, also appeals to buyers who prefer a tight-knit, low-turnover community over a large master-planned development.

Homes, Builders & Development History

Country Lake Villas was built between approximately 1985 and 1993 as a small enclave of attached homes along and near Boise Avenue in Loveland. Homes range from roughly 1,230 to 2,320 square feet, with two or three bedrooms, two or three bathrooms, first-floor master suites, an attached two-car garage, and most with a finished basement and a roofed back porch. As a fully built, resale-only community, all current purchases are resale.

Current Pricing & Market Positioning

Reported historical pricing at Country Lake Villas has ranged roughly from the high $200,000s to the low $400,000s, though public sources do not give a current market range. Buyers should request current listings and recent closed comparables from a local agent familiar with Country Lake Villas.

New Construction vs. Resale Considerations

Country Lake Villas is fully built out with no new construction; all purchases are resale. Given the community's 1985-1993 construction span, buyers should budget for a thorough independent inspection with attention to the age of major systems, and should request the association's current financials and governing documents before purchasing.

Taxes, Insurance & Special Assessments

Homes in Country Lake Villas are subject to Larimer County property tax at the county's current mill levy, along with any applicable City of Loveland municipal charges. Colorado offers a Senior Property Tax Exemption for qualifying long-term homeowners age 65 and older, a state-level benefit separate from this community's 55+ HOA eligibility threshold. Buyers should confirm the current mill levy and senior exemption eligibility directly with the Larimer County Assessor's Office.

Community Layout & Lifestyle

Country Lake Villas offers a small-scale, lakefront, low-maintenance lifestyle centered on its shared lake and grounds rather than a dedicated clubhouse or formal amenity program. Its central Loveland location, close to Target, Walmart, Walgreens, and McKee Medical Center, suits residents who prioritize everyday convenience and a quiet, established neighborhood over resort-style amenities.

Shopping, Healthcare & Airport Access

Country Lake Villas is located along and near Boise Avenue in central Loveland, Colorado, zip code 80538, within a few minutes' drive of Target, Walmart, Walgreens, and McKee Medical Center. The community's central location provides convenient access to downtown Loveland and the broader Fort Collins-Loveland corridor.

Age Qualification & Material Ownership Restrictions

Country Lake Villas is confirmed by its dedicated 55places.com and activeadultliving.com community profiles as a legally age-restricted 55-and-older community. The specific recorded covenant text for this Larimer County subdivision has not been independently reviewed; buyers should confirm current age-verification procedures directly with the community association.

Tradeoffs & Limitations

Because Country Lake Villas was built between 1985 and 1993, buyers should expect original-era building systems and layouts in many units unless previously renovated, and should budget for a thorough independent inspection. As a very small community, resale inventory is likely to be limited at any given time, and buyers may need patience to find an available unit. A dedicated clubhouse or organized amenity program beyond the shared lake and grounds was not confirmed; buyers who want extensive on-site social programming or fitness facilities may prefer a larger community.

Comparison With Nearby Communities

Within the Northern Colorado 55+ market, Country Lake Villas is among the smallest and most established communities, offering a quiet, lakefront, central-Loveland setting distinct from the larger master-planned Centerra communities (Trilogy Centerra and Lakeshore at Centerra) on the city's east side. Buyers who want a small, intimate, centrally located community with minimal HOA overhead should focus on Country Lake Villas, while buyers who want resort-style amenities or a larger master-planned setting may prefer the Centerra-area communities instead.

Current Listings

A connected local agent can provide current available resale inventory and recent closed comparables at Country Lake Villas.

Is Country Lake Villas age-restricted?

Yes. It is confirmed by dedicated 55+ community directories (55places.com and activeadultliving.com) as a legally age-restricted community for residents 55 and older.

How many homes are in Country Lake Villas?

Sources report either 23 or 25 attached homes; the discrepancy could not be resolved from public sources, so buyers should confirm the current total directly with the association.

When was Country Lake Villas built?

Homes were built between approximately 1985 and 1993.

What is the HOA fee at Country Lake Villas?

Reported dues are around $210/month, covering snow removal, grounds maintenance, management, common utilities, exterior/structure maintenance, and hazard insurance. Confirm the current exact figure directly with the association.