Four Seasons at The Ranch

Independent Assessment

Four Seasons at The Ranch is confirmed as a genuine, newly launched K. Hovnanian 55+ community in Rancho Cordova, with consistent multi-source agreement on its gated status, 2025 construction start, and large-scale (~29,000 sq ft) clubhouse amenity plan. Reported pricing and home size figures show some apparent tension worth flagging to buyers: one source cites an early-phase sold-price range of $416,000-$513,000 for 55 homes, while another describes homes up to 2,916 square feet with 3.5 baths, a size that would typically command pricing above that reported range — this likely reflects an early, smaller-plan phase being sold at the time of the $416K-$513K figure, but that could not be confirmed directly. The reported $265-$300/month HOA estimate is explicitly described by its source as not yet confirmed by MLS data, so buyers should treat it as a rough planning estimate only.

Who May Find This Community Appealing

Buyers who want brand-new construction with a builder warranty and a large, resort-style clubhouse in a well-connected Sacramento County location are a strong fit for Four Seasons at The Ranch. Its Rancho Cordova location, under 20 miles from downtown Sacramento and minutes from Folsom Lake, also suits buyers who want quick regional access without the drive time to the Placer County or El Dorado Hills 55+ clusters.

Homes, Builders & Development History

K. Hovnanian began construction of Four Seasons at The Ranch in 2025 as part of its national Four Seasons brand of active adult communities, located in Rancho Cordova, Sacramento County. Homes offer a 'lock-and-leave' lifestyle with up to 2,916 square feet, 3 bedrooms, 3.5 bathrooms, 2.5-car garages, an optional Extra Suite+ on select plans, and a choice of designer-curated interior finish packages (Elements, Loft, Farmhouse, or Classic looks). Construction remains ongoing as of the most recent review.

Current Pricing & Market Positioning

One source reports 55 homes sold at Four Seasons at The Ranch in an early price range of approximately $416,000-$513,000, while the community's larger floor plans reach up to 2,916 square feet with 3.5 baths — sizes that would typically command higher pricing, suggesting the reported range may reflect an earlier or smaller-plan release phase rather than the community's full current pricing spectrum. Given the community's very recent 2025 construction start, buyers should confirm current builder pricing, available floor plans, and any incentives directly with K. Hovnanian rather than relying on the early figures reported.

New Construction vs. Resale Considerations

Four Seasons at The Ranch is active new construction, with K. Hovnanian building since 2025; buyers purchasing directly from the builder should receive a standard new-home builder warranty. Buyers should confirm current available lots, floor plans, incentives, and estimated completion timelines directly with K. Hovnanian, and should specifically ask about any Mello-Roos CFD assessments tied to the development.

Taxes, Insurance & Special Assessments

Homes in Four Seasons at The Ranch are subject to Sacramento County property tax at the county's current rate; because this is a newly developed community, buyers should also ask K. Hovnanian directly about any Mello-Roos Community Facilities District (CFD) special assessments, which commonly apply to newly built California communities in addition to standard property tax. California's Proposition 19 allows qualifying homeowners 55 or older to transfer their existing assessed property value to a replacement home; buyers should confirm current eligibility and exact rates directly with the Sacramento County Assessor's Office.

Community Layout & Lifestyle

Four Seasons at The Ranch offers a newly launched, resort-scale 55+ lifestyle anchored by the nearly 29,000-square-foot Club, with saline pools, a fitness center, and pickleball and bocce courts supporting an emerging social calendar. Because the community only began construction in 2025, buyers should expect the surrounding neighborhood, amenity opening timeline, and resident programming to continue taking shape over the coming construction phases.

Shopping, Healthcare & Airport Access

Four Seasons at The Ranch is located in Rancho Cordova, Sacramento County, California, with a sales center near 12377 Chelidon Way (95742). The community is described as just under 20 miles from downtown Sacramento and minutes from Folsom Lake, with regional access via U.S. Highway 50 and Sunrise Boulevard for commuting within the greater Sacramento metro.

Age Qualification & Material Ownership Restrictions

Four Seasons at The Ranch is marketed as a 55-plus active adult community under K. Hovnanian's national Four Seasons brand, which typically applies a standard age-restriction framework requiring at least one resident per household to be 55 or older. Whether the occupancy-restriction percentage reflects the federal HOPA 80% standard or California's stricter Unruh Act (Civil Code §51.3) 100% standard was not confirmed, and the community's own recorded CC&R language was not independently reviewed. Buyers should confirm current exact age-restriction language and verification procedures directly with K. Hovnanian or the community HOA before purchasing.

Tradeoffs & Limitations

Because Four Seasons at The Ranch only began construction in 2025, buyers should expect a still-forming community with limited established resident programming compared with long-running communities like Sun City Roseville or Sun City Lincoln Hills, and should confirm current construction phasing and completion timelines directly with K. Hovnanian. Reported pricing and HOA figures are both explicitly preliminary or unconfirmed by MLS data in the sources found, so buyers should verify current numbers directly with the builder before making decisions. The community also does not have an on-site golf course.

Comparison With Nearby Communities

Within the Sacramento County 55+ cluster, Four Seasons at The Ranch is the newest actively-selling community, having only begun construction in 2025, compared with the more established Del Webb Glenbrooke in Elk Grove and the mid-construction Lennar Heritage communities in El Dorado Hills and Sacramento. Buyers who want the newest available floor plans and a large single clubhouse should consider Four Seasons at The Ranch, while buyers who prioritize an established resident community with a longer operating track record should look to Del Webb Glenbrooke or the Placer County Sun City communities.

Current Listings

A connected local agent or K. Hovnanian's sales team can provide current available floor plans, pricing, and estimated completion timelines at Four Seasons at The Ranch.

Is Four Seasons at The Ranch a new-construction community?

Yes. K. Hovnanian began construction in 2025 and building remains ongoing as of the most recent review. Confirm current available lots and completion timelines directly with K. Hovnanian.

What amenities does Four Seasons at The Ranch offer?

The Club, a roughly 29,000-square-foot clubhouse, is the centerpiece, with lounges, a fitness center, indoor and outdoor saline pools and spas, pickleball and bocce courts, walking trails, and an events pavilion.

What is the HOA fee at Four Seasons at The Ranch?

One source estimates approximately $265-$300/month, but explicitly notes this figure is not yet confirmed by MLS data. Confirm the actual current HOA assessment directly with K. Hovnanian.

How far is Four Seasons at The Ranch from downtown Sacramento?

It is described as just under 20 miles from downtown Sacramento and minutes from Folsom Lake.