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Silverdale Estates

Bremerton, Washington · Kitsap County

Legally age-restricted 55+completed active resale

Silverdale Estates is a gated, 55-and-older manufactured home community of 225 home sites built in 1990 in the Silverdale/Bremerton area of Kitsap County, Washington. The community sits on a mailing address in Bremerton (ZIP 98311) while being commonly associated with the nearby Silverdale area, and is referenced under the related name Silver Creek Meadows in some local listings. Like several other Kitsap and Snohomish County communities in this directory, Silverdale Estates operates on a land-lease model, with residents individually owning their manufactured homes while leasing the underlying lot at a reported $850-$975 per month. The gated community centers on a clubhouse with a full kitchen and a patio overlooking a pond, an indoor swimming pool, hot tub, and sauna, along with a game room and paved walking trails.

Last researched 2026-09-17

Price positioning
Resale manufactured-home pricing not independently confirmed; buyers should request current comparables directly, in addition to the separate monthly lot rent
HOA
No traditional HOA; land-lease model with reported lot rent ranging from approximately $850 to $975/month, which buyers should confirm directly with current management
Community size
225 home sites, built in 1990
Home types
manufactured_home
Builder
Original developer not independently confirmed; community also referenced under the related name Silver Creek Meadows in some local business listings
Age policy
Age-restricted (55+) manufactured home community per multiple independent directory listings; homeowners own their home while leasing the underlying lot, consistent with a HOPA-qualified manufactured-home community

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Overview

Independent Assessment

Silverdale Estates is a genuine, amenity-rich, land-lease 55+ manufactured home community, distinguished by its gated entrance and resort-style indoor pool and sauna package. Multiple independent directory listings and resident reviews consistently describe it as a gated 55+ community with an indoor pool, hot tub, and sauna, and reviewers describe the grounds as well-maintained and secure, though one reviewer raised a concern about the ownership periodically reducing benefits while raising rates. No recorded deed restriction establishing the age rule at the parcel level was found, consistent with the park-rule-based structure typical of privately owned manufactured-home communities; buyers should confirm the exact current age-restriction language, and the current lot-rent trajectory, directly with park management before purchasing.

Who May Find This Community Appealing

Buyers who want a gated, amenity-rich 55+ community with an indoor pool, hot tub, and sauna — closer to a resort-style clubhouse package than most manufactured-home parks in the area — are a strong fit for Silverdale Estates. Its Silverdale/Bremerton-area location, within reach of Naval Base Kitsap and the Kitsap Mall shopping corridor, also suits buyers who want established retail and healthcare infrastructure nearby.

Homes & Prices

Homes, Builders & Development History

Silverdale Estates was built in 1990 and includes 225 home sites. The original developer has not been independently confirmed. The community is also referenced under the related name Silver Creek Meadows in at least one local business listing, which buyers should be aware of when researching the property under either name.

Current Pricing & Market Positioning

Nothing in the sources confirmed a current resale price range for manufactured homes within Silverdale Estates. Because the community operates on a land-lease model with a reported lot-rent range of roughly $850 to $975/month — notably higher than several other Kitsap and Snohomish County communities in this directory, consistent with its gated, amenity-rich positioning — buyers should request both the current home listing price and the exact current lot rent from a local agent or park management before comparing Silverdale Estates to other options.

New Construction vs. Resale Considerations

All current activity at Silverdale Estates is resale of existing manufactured homes; no new-home construction was found. Buyers should obtain a manufactured-home-specific inspection, and should request the park's current lot-rent agreement, rent-increase and amenity history, and rules document from management before purchasing.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

Silverdale Estates does not have a traditional resident-governed HOA; residents instead pay a monthly lot rent to the park's ownership for use of the underlying land and access to the gated community's amenities, reported at roughly $850-$975/month. Buyers should confirm the current, exact lot rent, what it covers, and the park's recent rent-increase and amenity history directly with management before purchasing, given at least one resident report of amenities being reduced alongside rate increases.

Taxes, Insurance & Special Assessments

Manufactured homes at Silverdale Estates are subject to Washington personal-property tax on the home itself, separate from any property tax the landowner pays on the underlying leased land. Washington has no state income tax and offers a Senior Citizen and Disabled Persons property tax exemption/deferral program for qualifying lower-income seniors, which buyers should confirm applies to a leased-lot manufactured home directly with the Kitsap County Assessor's Office. Insurance for a leased-lot manufactured home should be independently quoted and should account for the home's age, given the community's 1990 construction date.

Amenities

Gated entranceClubhouse with a full kitchen and patio overlooking a pondIndoor swimming pool, hot tub, and saunaGame room and library/billiard roomPaved walking trails, pickleball court, and RV parking

Community Layout & Lifestyle

Silverdale Estates offers a gated, resort-style manufactured-home lifestyle built around its indoor pool, hot tub, and sauna, with a clubhouse overlooking a pond and paved walking trails throughout the grounds. Residents describe the community as well-maintained and secure, with the indoor pool and clubhouse serving as a focal point for social activity distinct from the more basic amenity packages at several other Kitsap-area manufactured-home communities.

Location

Shopping, Healthcare & Airport Access

Silverdale Estates carries a Bremerton, Washington postal address (160 NE Saturn Lane, 98311) while sitting in the broader Silverdale/Bremerton area of Kitsap County, within reach of the Kitsap Mall shopping corridor, Naval Base Kitsap, and Silverdale's waterfront. St. Michael Medical Center and Silverdale's broader retail and healthcare infrastructure are a short drive away.

Restrictions

Age Qualification & Material Ownership Restrictions

Silverdale Estates is consistently listed across multiple directories as an age-restricted (55+) manufactured home community. Nothing in the sources reviewed confirmed a recorded deed restriction or park-rule document establishing the exact age-qualification language, household exceptions, or occupancy percentage; buyers should request the current written age-restriction policy, including any allowance for younger co-residents, directly from park management before purchasing.

Pros & Tradeoffs

Tradeoffs & Limitations

Because Silverdale Estates is a land-lease community, buyers own only the manufactured home and must budget for a separately billed, potentially rising monthly lot rent (reported at roughly $850-$975/month); one resident review specifically raised concern about reduced community benefits alongside annual rate increases, so buyers should ask management directly about recent and planned changes to both amenities and fees. No recorded age-restriction covenant was confirmed, so buyers should request the community's current written age policy directly from management. Given the community's 1990 construction date, buyers should also budget for a manufactured-home-specific inspection appropriate to the home's age.

Comparison With Nearby Communities

Within Kitsap County's 55+ manufactured-home cluster, Silverdale Estates stands out for its gated entrance and resort-style indoor pool/sauna clubhouse package, a more amenity-rich profile than Orchard Bluff's publicly administered, income-restricted model or Cedar Glen's more modest, family-run grounds. Buyers who prioritize on-site recreational amenities and a gated entrance should focus on Silverdale Estates, while those who want the more affordable, publicly stewarded option should consider Orchard Bluff.

Listings

Current Listings

A connected local agent experienced with manufactured-home sales in Kitsap County can provide current available homes at Silverdale Estates, recent comparable sales, and the current lot-rent agreement terms.

FAQs

Questions Buyers Should Verify

  • Current, exact lot rent (reported at roughly $850-$975/month) and the park's recent rent-increase and amenity-change history
  • Written age-restriction policy, including any allowance for younger co-residents or live-in caregivers
  • Current resale home pricing and inventory for available homes within the community
  • Whether Kitsap County's senior property tax exemption/deferral program applies to a leased-lot manufactured home
  • Condition and age of the specific home's major systems, given the community's 1990 construction date
Do residents own their homes at Silverdale Estates, or is it a rental park?
Residents own their manufactured homes and pay a separate monthly lot rent (reported at roughly $850-$975/month) to lease the underlying land. It is not a rental-apartment-style mobile home park.
Is Silverdale Estates legally age-restricted?
It is consistently listed across multiple directories as an age-restricted (55+) manufactured home community. No recorded covenant establishing the exact restriction language was confirmed; confirm the current written age policy directly with park management.
Is Silverdale Estates gated with a pool?
Yes — it is a gated community with an indoor swimming pool, hot tub, and sauna, along with a clubhouse overlooking a pond and paved walking trails.
Is Silverdale Estates the same as Silver Creek Meadows?
At least one local business listing references the community under the related name Silver Creek Meadows; buyers researching the property should search under both names and confirm current branding with management.

Sources

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