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The Courtyards at Cramerton

Cramerton, North Carolina · Gaston County

Legally age-restricted 55+completed active resale

The Courtyards at Cramerton is a fully built-out, 55-and-older enclave of 72 one-story single-family homes on Armstrong Ford Road on the edge of Cramerton and Belmont in Gaston County, developed by NewStyle Communities, a Charlotte-based Epcon Communities franchise builder, under Epcon's licensed 'Courtyards' brand. Homes were built between roughly 2019 and 2022 and range from about 1,519 to 3,246 square feet, with two or three bedrooms, attached two-car garages, open-concept living areas, fireplaces, kitchen islands, and Epcon's signature private courtyard patios. Community amenities are modest and centered on a clubhouse with an outdoor living area, an exercise room, an open-design kitchen, and a pool, along with walking trails, and the sales office is reported closed — consistent with a community that has completed its original build-out.

Last researched 2026-09-17

Price positioning
A specific, current price range was not independently confirmed from accessible sources; buyers should confirm current resale pricing directly with a local agent given the community's fully built-out status
HOA
Reported monthly HOA fee around $266 for at least one listed home — confirm the current, exact amount directly with the HOA
Community size
72 single-family homes, built out between approximately 2019 and 2022; the sales office is reported closed, consistent with a sold-out, fully built community
Home types
detached
Builder
NewStyle Communities, an Epcon Communities franchise builder, under the licensed 'Courtyards' brand
Age policy
Age-restricted 55+ community, built by NewStyle Communities under the Epcon Communities-licensed 'Courtyards' brand

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Overview

Independent Assessment

The Courtyards at Cramerton (72 homes, built 2019-2022, on Armstrong Ford Road) was specifically distinguished from a separate, newer Epcon-brand development called The Courtyards on New Hope (also NewStyle Communities-built, located several miles away on South New Hope Road in Gastonia) — the two share a similar name and brand but are distinct developments, and only the Cramerton-area community is covered as specified. The community's mailing address is also inconsistently reported as either 'Cramerton' or 'Belmont' across sources, with ZIP codes cited as both 28032 and 28012 in different listings; given the community sits directly on the Cramerton/Belmont municipal boundary along Armstrong Ford Road, it is treated as a Cramerton, Gaston County community consistent with its most common branded name, with the address inconsistency flagged for buyers. Notably, Del Webb Carolina Riverside sits on the same Armstrong Ford Road corridor a short distance away; the two are unrelated, separately built communities despite the shared road.

Who May Find This Community Appealing

Buyers who want a small, already-built-out, single-level Epcon courtyard-home community with a modest, community-scaled clubhouse, and who prefer the quieter Cramerton/Belmont border area over the busier Lake Norman corridor to the north, are the best fit for The Courtyards at Cramerton.

Homes & Prices

Homes, Builders & Development History

The Courtyards at Cramerton was built by NewStyle Communities, a Charlotte-based Epcon Communities franchise builder with a leadership team connected to the Epcon network since 1998, under Epcon's licensed 'Courtyards' brand. Construction ran from approximately 2019 to 2022, producing 72 one-story single-family homes ranging from about 1,519 to 3,246 square feet, with two or three bedrooms, two to two-and-a-half bathrooms, and attached two-car garages. As of the most recent review, the sales office is reported closed, consistent with the community having completed its original build-out.

Current Pricing & Market Positioning

Because the community is fully built out, all current purchases are resales; buyers should request recent closed comparables for the specific floor plan directly from a local agent rather than relying on original builder-era pricing from 2019-2022.

New Construction vs. Resale Considerations

The Courtyards at Cramerton is fully built out; there is no new construction here, and every current purchase is a resale without a builder warranty. Given the community's original 2019-2022 construction period, buyers should budget for a full independent inspection and request the HOA's most recent financials and any pending special-assessment history.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

At least one recently listed home in the community reported a monthly HOA fee around $266, which would typically cover exterior/lawn maintenance and clubhouse access consistent with Epcon's low-maintenance courtyard-home model. Buyers should confirm the current, exact community-wide fee directly with the HOA.

Taxes, Insurance & Special Assessments

Homes here are subject to Gaston County property tax, plus applicable Cramerton or Belmont municipal tax depending on the specific home's exact jurisdiction (address reporting is inconsistent between the two towns for this community). North Carolina's Elderly or Disabled Property Tax Exclusion program may apply to qualifying lower-income senior or disabled homeowners regardless of the community's own age restriction; buyers should confirm current eligibility rules directly with the Gaston County Tax Office. Buyers should also confirm the exact municipal jurisdiction and combined millage rate for a specific address directly with Gaston County.

Amenities

Clubhouse with outdoor living areaExercise roomOpen-design kitchen for gatheringsCommunity poolArts room, game room, and library reported in some listingsWalking trailsPrivate courtyard patio included with each home

Community Layout & Lifestyle

The Courtyards at Cramerton offers a quiet, already-settled, low-maintenance lifestyle on the Cramerton/Belmont border, with a community-scaled clubhouse and pool rather than a resort-style amenity center, appealing to residents who value a smaller, established neighborhood over a larger or still-actively-building community.

Location

Shopping, Healthcare & Airport Access

The community sits on Armstrong Ford Road on the edge of Cramerton and Belmont in Gaston County, roughly 30 minutes from downtown Charlotte. The location provides access to both Cramerton's and Belmont's local shopping and dining, and sits along the same general road corridor as the newer Del Webb Carolina Riverside community, though the two are unrelated developments.

Restrictions

Age Qualification & Material Ownership Restrictions

The Courtyards at Cramerton is described by independent secondary sources as an age-restricted 55-and-older community, consistent with Epcon's Courtyards brand, which nationally structures its 55+ product line to comply with the federal Housing for Older Persons Act (HOPA) framework. The specific recorded Gaston County covenant language for this exact community could not be independently verified. Buyers should confirm current occupancy rules and age-verification procedures directly with the HOA.

Pros & Tradeoffs

Tradeoffs & Limitations

Because The Courtyards at Cramerton is fully built out, all current purchases are resales, and inventory at any given time will be limited to the community's fixed 72-home total. A current, reliable price range could not be confirmed from accessible sources, and the community's mailing address/ZIP code is reported inconsistently (Cramerton 28032 versus Belmont 28012) across different listing sources, so buyers should verify the exact municipal jurisdiction and applicable tax rate for a specific home. The clubhouse amenity package here is more modest than at larger communities like Trilogy Lake Norman or Bailey's Glen, and there is no on-site golf course.

Comparison With Nearby Communities

Within the Gaston County side of the Charlotte metro's active-adult cluster, The Courtyards at Cramerton is a smaller, already-built-out, resale-only alternative to the much larger, still-actively-building Del Webb Carolina Riverside a short distance away on the same Armstrong Ford Road corridor. Buyers wanting a settled, smaller community with lower carrying costs may prefer Cramerton, while those wanting a larger resort-style clubhouse and current new-construction options may prefer Carolina Riverside.

Listings

Current Listings

A connected local agent can provide current available resale inventory and recent closed comparables for The Courtyards at Cramerton.

FAQs

Questions Buyers Should Verify

  • The exact municipal jurisdiction (Cramerton versus Belmont) and correct ZIP code for a specific address in the community
  • Current resale pricing and recent closed comparables, given the lack of a confirmed current price range
  • Current, exact HOA fee and what it covers, given the reported $266 figure reflects only a single listed home
  • The exact recorded Gaston County covenant language establishing the 55+ age restriction
  • Whether The Courtyards at Cramerton has any formal relationship to the separate, newer Courtyards on New Hope development in Gastonia
Is The Courtyards at Cramerton the same as The Courtyards on New Hope?
No. They are two separate Epcon Communities-brand developments, both built by NewStyle Communities. The Courtyards at Cramerton is the older, fully built-out (2019-2022), 72-home community on Armstrong Ford Road; The Courtyards on New Hope is a separate, newer development several miles away on South New Hope Road in Gastonia.
Is The Courtyards at Cramerton in Cramerton or Belmont?
Sources report the address inconsistently as either Cramerton (ZIP 28032) or Belmont (ZIP 28012), since the community sits directly on the municipal boundary along Armstrong Ford Road. Buyers should confirm the exact jurisdiction for a specific address directly with Gaston County.
Is new construction still available at The Courtyards at Cramerton?
No. The community is fully built out at 72 homes, constructed between approximately 2019 and 2022, with the sales office reported closed. All current purchases are resales.
Is The Courtyards at Cramerton the same community as Del Webb Carolina Riverside?
No. They are separate, unrelated developments that happen to sit along the same Armstrong Ford Road corridor near the Cramerton/Belmont border. Del Webb Carolina Riverside is a much larger, still-actively-building PulteGroup/Del Webb community.

Sources

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