The Silks Club

Independent Assessment

The Silks Club stands out for the consistency of its sourcing rather than any single overwhelming piece of evidence. Three independent channels -- two secondary aggregators (55places.com, activeadultliving.com) and the developer's own marketing site -- all describe the community the same way, as an age-restricted 55+ setting, with no counter-signal found (unlike Heritage Place a few miles away). That said, the specific recorded declaration or covenant language a buyer's attorney would want to see quoted directly was not found -- 'an exclusive age-restricted setting' is developer marketing copy, not a legal citation. The historic 1899 clubhouse and its setting directly across from Calumet Farm are genuinely distinctive amenities not replicated at any other Kentucky community reviewed, and are likely to be a meaningful draw independent of the age-restriction question.

Who May Find This Community Appealing

The Silks Club is likely to appeal to buyers who want strong confirmation of a genuine 55+ setting, combined with a distinctive sense of place: a historic 1899 estate home as clubhouse, gated privacy, and a location directly across from a working Thoroughbred farm. Buyers drawn to single-level living within a smaller, 45-home community (rather than a larger master-planned development) and who value a gated setting are a strong fit.

Homes, Builders & Development History

The Silks Club's 45 attached townhomes were built starting in 2019 by Koller Warner Construction, a local Lexington homebuilder, on the grounds of a former southern estate directly across Versailles Road from Calumet Farm. Homes range from approximately 1,266 to 1,295 square feet, with two or three bedrooms, two to two-and-a-half bathrooms, an attached two-car garage, and a first-floor primary suite. The community's clubhouse is a historic home built in 1899 that was part of the original estate and has been modernized into a shared amenity space with a sunroom.

Current Pricing & Market Positioning

A specific current pricing range for homes at The Silks Club has not been independently confirmed. Buyers should request current comparable sales from a local Lexington agent, and should factor the community's gated setting, historic clubhouse, and Calumet Farm-adjacent location into any comparison against other Lexington 55+ communities such as The Walnut Hill Club at Chilesburg and Heritage Place.

New Construction vs. Resale Considerations

The Silks Club began construction in 2019 and is treated as an established resale-oriented community rather than an active new-construction site, though buyers should confirm current build-out status and whether any builder inventory remains directly with Koller Warner Construction or a local agent.

Taxes, Insurance & Special Assessments

Homes at The Silks Club are subject to Fayette County, Kentucky property tax administration. Fayette County's effective property tax rate is reported at approximately 0.83%, though rates specific to the City of Lexington (which is coterminous with Fayette County under Kentucky's merged government) have been reported as high as roughly 1.24% depending on the calculation source; buyers should confirm the current rate directly with the Fayette County Property Valuation Administrator (PVA). Kentucky offers a homestead exemption for homeowners 65 or older (or totally disabled) worth $49,100 for the 2025-2026 assessment period, deducted from a home's assessed value before taxes are calculated; this figure is adjusted for inflation every two years. Kentucky fully exempts Social Security benefits from state income tax, and excludes pension, IRA, and 401(k) distributions from state income tax up to $31,110 for 2024-2025 (rising to $41,110 for 2026 and after), with income above that threshold taxed at Kentucky's flat state income tax rate. Kentucky's Civil Rights Act (KRS 344.360) mirrors the federal Housing for Older Persons Act framework for genuinely age-restricted communities. Buyers should also request current homeowners-insurance quotes directly, as a confirmed insurance-cost range specific to this community was not found.

Community Layout & Lifestyle

The Silks Club's 45 townhomes sit on a former estate directly across from Calumet Farm, giving the community a distinctive rural, horse-country setting unusual for an attached-home 55+ community this close to a major city. The converted 1899 clubhouse -- with its sunroom and outdoor pool -- anchors social life, and the gated entry adds a layer of privacy. A specific organized-activity calendar beyond clubhouse and pool access was not independently itemized; buyers should request current activity details directly from the HOA or a local agent.

Shopping, Healthcare & Airport Access

The Silks Club is located at 3330 Versailles Road in Lexington, Kentucky, just outside New Circle Road and less than five miles from downtown Lexington, directly across from Calumet Farm. This puts residents within easy reach of Lexington's shopping, dining, and medical facilities. Exact drive times to specific destinations could not be independently confirmed; buyers should confirm these directly with a local agent.

Age Qualification & Material Ownership Restrictions

The Silks Club has the strongest, most consistently corroborated 55+ confirmation found anywhere in Kentucky's tracked inventory: 55places.com and activeadultliving.com both list it as a 55+ community, and the developer's own site, thesilksclub.com, markets it as 'an exclusive age-restricted setting with a luxury country club feel.' This three-way agreement across two independent secondary aggregators and the developer's own marketing is treated as a strong, though not legally definitive, confirmation -- no direct quote of the specific recorded declaration or covenant language (the kind an attorney would cite in a deed search) was independently found. Buyers who need the exact recorded age-restriction language and verification procedure should request the HOA's governing documents directly.

Tradeoffs & Limitations

Buyers should request current pricing, HOA fee amounts, and exactly what the HOA fee covers at The Silks Club directly from a local agent or the HOA, as none of the three was confirmed. No direct quote of the community's recorded age-restriction covenant was independently found -- only developer and aggregator marketing language describing it as 'age-restricted' -- so buyers who need the precise legal declaration language should request it from the HOA or a title company before relying on marketing copy alone. At only 45 homes, this is one of the smaller communities in Kentucky's tracked inventory, which may mean a thinner resale market and fewer amenities than larger developments.

Comparison With Nearby Communities

The Silks Club, The Walnut Hill Club at Chilesburg, and Heritage Place are 55+ communities in Lexington, and they differ in both size and evidentiary strength. The Silks Club is the smallest (45 homes) but carries the most consistent multi-source age-restriction confirmation of the three. The Walnut Hill Club at Chilesburg is considerably larger (140 homes) and organized as a formal non-profit HOA corporation, also multi-source-corroborated as 55+. Heritage Place, by contrast, carries a genuine, unresolved contradiction between 55+ aggregator tags and an independently-returned all-ages characterization that could not be resolved either way. Buyers weighing all three should treat The Silks Club and Walnut Hill Club as the more confidently age-restricted of Lexington's options, and Heritage Place as one to verify personally with the HOA before assuming either way.

Current Listings

A connected local agent can provide current available listings at The Silks Club, confirm the current HOA fee and coverage list, and confirm current age-verification practice directly with the HOA.

Is The Silks Club age-restricted?

The available evidence points that way: 55places.com and activeadultliving.com both list it as a 55+ community, and the developer's own site markets it as 'an exclusive age-restricted setting.' A direct quote of the recorded covenant language itself was not found, so buyers should confirm the exact declaration with the HOA.

What makes The Silks Club's clubhouse distinctive?

The clubhouse is a historic home built in 1899 on the original estate grounds, modernized to include a sunroom, and paired with an outdoor pool, cabana, and grilling area.

How many homes are in The Silks Club, and who built them?

45 attached townhomes, built starting in 2019 by Koller Warner Construction, a local Lexington homebuilder.

Where is The Silks Club located?

3330 Versailles Road in Lexington, Kentucky, just outside New Circle Road and directly across from Calumet Farm.