Regency at Bowes Creek Country Club
Elgin, Illinois · Kane County
Regency at Bowes Creek Country Club is the gated, age-restricted 55+ section -- 351 homes -- of the larger Bowes Creek Country Club master-planned community in Elgin, Kane County, built by Toll Brothers under its Regency Collection active-adult brand. Only the age-restricted Regency section is covered, not the surrounding non-age-restricted portion of Bowes Creek Country Club, which shares the same 18-hole championship golf course but is not itself age-restricted. Toll Brothers opened the Bowes Creek development in 2006, and independent sources report the Regency section is now sold out, meaning current purchases are resale-only.
Last researched 2026-09-17
- Price positioning
- Not independently confirmed for the Regency section specifically -- listings found for 'Bowes Creek Country Club' combine both the age-restricted Regency section and the surrounding non-age-restricted masterplan and cannot be reliably separated
- HOA
- Reported HOA fee figures spanned a wide, inconsistent range ($19-$300/mo) likely reflecting different fee types or combined masterplan/Regency listings -- not publicly confirmed as a single figure
- Community size
- 351 homes within the gated Regency section (the larger, non-age-restricted Bowes Creek Country Club masterplan has several hundred additional homes not included)
- Home types
- detached, attached
- Builder
- Toll Brothers (Regency Collection)
- Age policy
- Toll Brothers' national 'Regency Collection' is its dedicated active-adult product line, and multiple independent sources consistently describe this specific gated section as the age-restricted portion of the larger Bowes Creek Country Club masterplan
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Overview
Independent Assessment
Bowes Creek Country Club is a larger master-planned community that also includes a substantial non-age-restricted portion sharing the same golf course, streets, and in some cases listing aggregator pages, so only the age-restricted Regency section is covered. Multiple independent sources (55places, activeadultliving.com, and Regency's own HOA-adjacent site bowescreekregency.com) consistently describe Regency as 'the age-restricted section' or 'the 55+ neighborhood' within Bowes Creek Country Club, with its own private, age-restricted clubhouse distinct from any amenities serving the all-ages portion -- this gives reasonable confidence in the 351-home figure and the age-restriction scoping. However, pricing and HOA-fee data proved harder to isolate: several aggregator listings for 'Bowes Creek Country Club' homes for sale appear to blend both the Regency section and the surrounding non-age-restricted masterplan, and the HOA fee range found ($19-$300/month) is too wide and internally inconsistent to report as a reliable current figure for Regency specifically. The 'sold out' status for new construction is reported by at least one source but was not cross-confirmed against a second independent source.
Who May Find This Community Appealing
Golfers and buyers who want a gated, age-restricted section with access to an 18-hole championship golf course, but without the ongoing HOA/golf-course capital costs and community-development obligations of a golf-community developer still actively building, will find Regency at Bowes Creek Country Club appealing now that the section is reportedly sold out and homes trade on resale. Buyers who want Toll Brothers-level home finishes in a national 'Regency Collection' active-adult product, and who value a distinct age-restricted clubhouse and social calendar separate from the surrounding all-ages community, are a strong fit.
Homes & Prices
Homes, Builders & Development History
Toll Brothers opened Bowes Creek Country Club in Elgin in 2006, with the gated Regency section built as the age-restricted 55+ portion under Toll Brothers' national Regency Collection active-adult brand, planned for 351 homes. One source describes an extended development period running to approximately 2021 for the broader Bowes Creek development. Regency is now reported sold out by at least one source, meaning current purchases are resale rather than new construction.
Current Pricing & Market Positioning
A pricing range specific to the age-restricted Regency section could not be confirmed; listings for 'Bowes Creek Country Club' homes for sale (reported in one source as ranging roughly $414,900-$799,900) appear to combine both the age-restricted Regency section and the larger, non-age-restricted masterplan, and could not be reliably separated. Buyers should request pricing specific to Regency-section resale listings from a local agent rather than relying on combined masterplan figures.
New Construction vs. Resale Considerations
Regency is reported sold out by at least one source (not independently cross-confirmed against a second source), meaning current purchases would be resale rather than new construction from Toll Brothers. Buyers should confirm current sold-out status and any remaining builder inventory directly with a local agent or Toll Brothers, and should budget for the age of homes built primarily in the mid-to-late 2000s through the 2010s.
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Fees
HOA Fees, Capital Contributions & Recurring Costs
HOA fee figures for Regency/Bowes Creek span a wide and internally inconsistent range (reported as low as $19/month and as high as $300/month in different secondary sources), which likely reflects a mix of different fee types (e.g., a base community fee versus a golf/country-club membership fee) or a blend of Regency-section and broader-masterplan figures rather than one reliable number. These figures remain unresolved, and neither is presented as the definitive fee; buyers should request the HOA's current, itemized fee schedule directly, including whether golf-course access is included in the standard HOA fee or billed separately.
Taxes, Insurance & Special Assessments
Homes at Regency are subject to Kane County and Elgin-area property tax administration. A current effective property tax rate for the specific parcels within Regency is not independently confirmed; buyers should confirm exact current figures with the Kane County Supervisor of Assessments and Treasurer.
Amenities
Golf
Regency at Bowes Creek Country Club shares an 18-hole championship golf course with the larger, non-age-restricted Bowes Creek Country Club masterplan. The golf course itself serves both the age-restricted Regency section and the surrounding all-ages community; Regency residents have access to it in addition to their own private, age-restricted clubhouse and amenities. Buyers should confirm current golf-membership structure, fees, and whether course access is bundled into the HOA fee or billed separately.
Community Layout & Lifestyle
Regency is a gated enclave within the larger Bowes Creek Country Club masterplan, giving residents their own private, age-restricted clubhouse and social calendar (fitness classes, movie nights, wine tastings, canasta nights, book club, walking club, breakfast club, yoga, per independent aggregator listings) that is separate from programming serving the surrounding all-ages community, while still sharing the golf course, streets, and general setting. Buyers should confirm exactly which streets and addresses fall within the gated Regency section versus the broader masterplan.
Location
Shopping, Healthcare & Airport Access
Regency at Bowes Creek Country Club is located at approximately 3651 Centennial Way in Elgin, Kane County, within the larger Bowes Creek Country Club development. Buyers should confirm current drive times to specific shopping, medical facilities, and highway access from the community's exact gated entrance.
Restrictions
Age Qualification & Material Ownership Restrictions
Regency is built under Toll Brothers' national Regency Collection active-adult brand and is consistently and independently described across multiple sources as the gated, age-restricted section of Bowes Creek Country Club, with its own private, age-restricted clubhouse distinct from amenities serving the surrounding all-ages portion of the masterplan. The recorded declaration or HOA governing documents for the Kane County jurisdiction were not independently reviewed. Buyers should specifically confirm that any address under consideration falls within the gated Regency section (age-restricted) rather than the surrounding non-age-restricted Bowes Creek Country Club masterplan, and should confirm current age-verification requirements with the HOA.
Pros & Tradeoffs
Tradeoffs & Limitations
Because Regency is reported sold out, buyers should expect exclusively resale inventory rather than new-construction options or builder incentives. Buyers evaluating a specific listing should confirm carefully whether it falls within the gated, age-restricted Regency section or the adjacent non-age-restricted portion of Bowes Creek Country Club, since aggregator search results for 'Bowes Creek Country Club' can mix both. A single reliable current HOA fee figure for Regency specifically remains unconfirmed -- the range found across sources was too wide and inconsistent to report with confidence, and buyers should request the HOA's current fee schedule directly.
Comparison With Nearby Communities
Regency at Bowes Creek Country Club is a golf-course-adjacent 55+ community, distinguishing it from the non-golf Edgewater by Del Webb and Lincoln Prairie by Del Webb nearby. Buyers prioritizing golf access will find Regency distinctive in this corridor; buyers who prefer a community not intertwined with a larger non-age-restricted masterplan may prefer the standalone Edgewater by Del Webb.
Listings
Current Listings
A connected local agent can provide current available resale listings specific to the gated Regency section, distinct from the broader Bowes Creek Country Club masterplan.
FAQs
Questions Buyers Should Verify
- Current, exact HOA fee for Regency-section homes specifically (as distinct from the broader Bowes Creek Country Club masterplan), and whether it includes golf-course access
- Confirmed current sold-out status and any remaining builder or resale inventory
- Exact boundary of which addresses/streets fall within the gated, age-restricted Regency section versus the surrounding masterplan
- Current resale pricing specific to Regency-section homes
- Golf-course membership structure and current fees
- Is Regency at Bowes Creek Country Club the same as Bowes Creek Country Club?
- No. Regency is the gated, age-restricted 55+ section (351 homes) within the larger Bowes Creek Country Club masterplan, which also includes a substantially larger, non-age-restricted portion. They share the same 18-hole golf course, but Regency has its own private, age-restricted clubhouse and is the only age-restricted part of the development.
- Who built Regency at Bowes Creek Country Club?
- Toll Brothers, under its national Regency Collection active-adult product brand. Development of the broader Bowes Creek Country Club began in 2006.
- Is Regency at Bowes Creek Country Club sold out?
- At least one source reports the community as now sold out, meaning current purchases would be resale. The sold-out status has not been independently cross-confirmed against a second source; confirm current availability with a local agent or Toll Brothers.
- Does Regency at Bowes Creek Country Club have golf?
- Yes. Regency residents have access to the 18-hole championship golf course shared with the surrounding non-age-restricted Bowes Creek Country Club masterplan, in addition to their own private, age-restricted clubhouse and amenities.
Sources
- Regency at Bowes Creek Country Club - Elgin, IL | 55places — accessed 2026-09-17
- Regency at Bowes Creek Country Club by Toll Brothers, Elgin, Illinois | ActiveRain — accessed 2026-09-17
- Regency at Bowes Creek Country Club Active Adult Single Family in Elgin, IL | NewHomeSource (Toll Brothers) — accessed 2026-09-17
- Bowes Creek Country Club, Active Adult 55+, Elgin, IL | Homes by Marco — accessed 2026-09-17
- Elgin, Illinois | Wikipedia — accessed 2026-09-17
Interested in Regency at Bowes Creek Country Club?
Connect with a local agent who understands the community, current homes, and buying process.
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