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Virginia Trace (The Villages)

The Villages, Florida · Sumter County

Legally age-restricted 55+resaleGolf

Virginia Trace is a named residential village inside The Villages, described as an active, original-era section north of Route 466. Independent sources explicitly contradict both the county and the construction-era claims found in some descriptions; the county is corrected to Sumter while the construction era is flagged as genuinely unresolved rather than picking a side.

Last researched 2026-09-16

Price positioning
Reported roughly $210,000–$340,000
HOA
No separate village HOA fee; community-wide amenity fee plus a CDD bond reported at $0–$5,000 typical, though a large construction-era conflict below is reason for real caution on that figure
Community size
Not publicly confirmed as a standalone figure
Home types
detached, attached
Builder
The Villages (Holding Company of The Villages, Inc.)
Age policy
Age-restricted 55+ village within The Villages, operating under the community-wide HOPA deed restriction

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Overview

Independent Assessment

On county, some sources report Marion County, but an independent real estate source states directly and explicitly that Virginia Trace 'is located in Sumter County, not Marion County' — a direct contradiction, not just a difference in framing. Sumter County is used based on that explicit independent statement. On construction era, the gap is even larger: some sources describe Virginia Trace as a late-1980s/early-1990s original section, while the same independent source describes the neighborhood as dating to 2005 with construction completing around 2006 — a roughly fifteen-to-twenty-year gap. Which era claim is correct could not be resolved, so both are presented rather than choosing one; buyers should treat a specific home's actual permit history as the only reliable answer.

Who May Find This Community Appealing

Buyers drawn to Virginia Trace's reported active resale market and reasonable selection should specifically confirm both the county and the construction era for any address under serious consideration, given the scale of the conflicts in available information.

Homes & Prices

Homes, Builders & Development History

Virginia Trace was built by The Villages' developer. Some sources place construction in the late 1980s to early 1990s; an independent real estate source instead states the neighborhood dates to 2005 with construction completing around 2006. Housing options reported range from small two-bedroom patio villas to larger premier homes, some with attached garages and additional golf cart garages.

Current Pricing & Market Positioning

Reported resale pricing for Virginia Trace runs roughly $210,000–$340,000, described as an actively traded north-of-466 village with reasonable resale inventory. Buyers should pull current comparable sales for Virginia Trace specifically and should not assume a uniform age or condition profile across listings given the construction-era conflict described above.

New Construction vs. Resale Considerations

Virginia Trace is fully built out and resale-only. Given the unusually large, roughly fifteen-to-twenty-year construction-era conflict between sources, a permit-history pull and thorough inspection for the specific address are essential here, since relying on either source's age claim carries real risk.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

Virginia Trace homes do not carry a separate village-level HOA fee; owners pay The Villages' community-wide monthly amenity fee, reported around $195/month but not independently confirmed as current. A typical CDD bond balance of $0–$5,000 is reported, consistent with an original, long-amortized section — but this is in real tension with the 2005–2006 construction window reported by an independent source, where a materially higher balance would normally be expected. Buyers should request the actual, current CDD payoff statement for any specific address rather than relying on either claim.

Taxes, Insurance & Special Assessments

Because an independent source explicitly states Virginia Trace sits in Sumter County rather than Marion County, buyers should confirm the applicable county, current millage rate, and a specific home's assessed value directly with the Sumter County Property Appraiser before budgeting — getting this wrong would mean budgeting against the wrong tax authority entirely.

Amenities

Golf-cart path access toward Lake Sumter Landing Market SquareEasy access to shops, restaurants, and entertainment near Lake Sumter Landing, per an independent sourceCommunity-wide access to The Villages' full recreation system: dozens of recreation centers and neighborhood pools, tennis, pickleball, bocce, and softball facilities development-wide

Community Layout & Lifestyle

Virginia Trace is described as one of the more consistently active resale villages in its section, meaning buyers typically have more homes to choose from than in some smaller neighboring villages — though given the conflicts in available information, buyers should verify a specific listing's actual details directly rather than relying on general village-level descriptions.

Location

Shopping, Healthcare & Airport Access

Virginia Trace is reported to sit north of Route 466 with golf-cart access to Lake Sumter Landing Market Square. On county, an independent source's explicit statement that Virginia Trace sits in Sumter County, not Marion County, is followed — buyers should independently confirm this against Sumter County Property Appraiser parcel records for a specific address.

Restrictions

Age Qualification & Material Ownership Restrictions

The Villages operates community-wide under the federal Housing for Older Persons Act (HOPA) and its 80/20 occupancy rule, independently documented by legal and real estate sources beyond the developer's own marketing. Virginia Trace's specific recorded deed restriction was not independently pulled; buyers should confirm current HOPA compliance directly before closing.

Pros & Tradeoffs

Tradeoffs & Limitations

The scale of the unresolved conflicts here — a direct county contradiction and a roughly fifteen-to-twenty-year construction-era gap — means Virginia Trace requires extra due diligence before a buyer can be confident about tax jurisdiction, home age, or true condition of major systems.

Comparison With Nearby Communities

Virginia Trace is most often compared with Springdale, St. Charles, and Tall Trees as similarly positioned, similarly value-priced villages; among this group, Springdale's Marion County assignment is the most independently corroborated, while St. Charles, Tall Trees, and Virginia Trace were each independently redirected toward Sumter County in the sources reviewed — most explicitly and directly for Virginia Trace.

Listings

Current Listings

A connected local agent can provide current available homes in Virginia Trace, recent comparable sales, and the actual county, construction date, and CDD bond status for any listing under consideration.

FAQs

Questions Buyers Should Verify

  • Actual jurisdiction — an independent source explicitly states Sumter County, directly contradicting reports of Marion County; confirm against county parcel records for the specific address
  • Actual construction era — sources disagree by roughly fifteen to twenty years (late 1980s/early 1990s versus 2005–2006)
  • Actual CDD bond balance for a specific home, given the tension between the reported $0–$5,000 range and a potentially much newer construction date
  • Current property tax rate for the correct county and this home's assessed value
  • Current community-wide monthly amenity/recreation fee
Is Virginia Trace in Marion County or Sumter County?
Some sources describe Virginia Trace as Marion County, but an independent real estate source explicitly and directly states it is in Sumter County, 'not Marion County.' That explicit independent statement is followed, but confirming against county parcel records for a specific address is recommended given how direct the contradiction is.
How old are the homes in Virginia Trace?
Genuinely, significantly unclear from public sources. Some sources describe a late-1980s/early-1990s construction era; an independent source states the neighborhood dates to 2005 with construction completing around 2006 — a roughly fifteen-to-twenty-year gap that could not be resolved.
What is the CDD bond balance in Virginia Trace?
A typical $0–$5,000 balance is reported, consistent with an older section, but this is in tension with the much newer construction date reported elsewhere. Request the actual payoff statement for a specific address.
Is Virginia Trace age-restricted?
Yes, as part of The Villages' community-wide HOPA-based 55+ restriction, though Virginia Trace's specific recorded deed restriction was not independently pulled.

Sources

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