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Edgewater Arms

Dunedin, Florida · Pinellas County

Legally age-restricted 55+resale

Edgewater Arms is a legally age-restricted 55+ waterfront condominium community in the heart of downtown Dunedin, Florida, consisting of a single eight-story tower of 209 units completed in 1970 directly on the Dunedin inner coastal (Dunedin Harbor / St. Joseph Sound). Its defining feature is direct, unobstructed open-water views of the bay and Clearwater Harbor from most units, combined with walkable access to Dunedin's downtown restaurants, shops, and farmers market — a rare combination of waterfront high-rise living and small-town downtown walkability within Pinellas County's 55+ housing stock.

Last researched 2026-09-16

Price positioning
Not independently confirmed as a single current figure — 1-bedroom units under 700 sq ft up to 3-bedroom units over 2,500 sq ft; pull current comparables
HOA
Reported roughly $604-$1,293/month depending on unit size and floor — confirm the current fee for the specific unit
Community size
209 condo units in one eight-story building
Home types
condominium
Builder
Not publicly confirmed
Age policy
Legally age-restricted 55+ condominium community

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Overview

Independent Assessment

Edgewater Arms' identity as a single 209-unit, eight-story condominium tower completed in 1970 at 632 Edgewater Drive in downtown Dunedin was independently confirmed, corroborated by multiple independent real estate and community sources. Reported HOA fees ($604-$1,293/month) and average annual property tax (~$4,481) are consistent across sources, though current figures have not been independently confirmed directly with the association and are treated as approximate pending direct verification.

Who May Find This Community Appealing

Buyers who specifically want a waterfront high-rise condo with direct bay views and can walk to a walkable, small-town downtown (rather than a sprawling suburban 55+ campus) are the best fit for Edgewater Arms. Its single-building, downtown-adjacent format suits buyers prioritizing location and views over resort-scale amenities or acreage.

Homes & Prices

Homes, Builders & Development History

Edgewater Arms was completed in 1970 as a single eight-story condominium tower comprising 209 units. Unit sizes range from one-bedroom layouts under 700 square feet up to three-bedroom units exceeding 2,500 square feet. The name of the original developer or builder remains unconfirmed.

Current Pricing & Market Positioning

A single, current, reliable price range for Edgewater Arms has not been independently confirmed; buyers should pull current comparable sales for the specific unit size and floor, since waterview premium and floor level are likely to meaningfully affect price in a single-tower waterfront building like this one.

New Construction vs. Resale Considerations

Edgewater Arms is resale-only. Given the building's age (built 1970) and direct waterfront exposure, buyers should request the association's most recent milestone structural inspection and reserve study, and confirm current windstorm/flood insurance costs and availability, before making an offer.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

Reported HOA fees range roughly from $604 to $1,293 per month depending on unit size and floor, and average annual property tax is reported around $4,481. Current figures have not been independently confirmed directly with the association; buyers should request the current budget, fee schedule, and most recent structural/milestone inspection report for the specific unit under consideration. Given the building's 1970 completion date, buyers should specifically ask about SB 4-D reserve-fund compliance and any pending special assessments.

Taxes, Insurance & Special Assessments

Homes here are subject to City of Dunedin and Pinellas County real estate tax, with average annual property tax reported around $4,481 — buyers should confirm the current millage rate and assessed value for a specific unit with the Pinellas County Property Appraiser. Given the building's 1970 completion date and waterfront exposure, buyers should specifically confirm current SB 4-D milestone inspection status, reserve-fund funding level, and windstorm/flood insurance costs, which have risen materially for older Gulf-coast Florida condo towers in recent years.

Amenities

Clubhouse with billiards, cards, table tennis, and dartsFitness room with cardiovascular and weight-training equipmentOutdoor BBQ areaOutdoor swimming poolTwo shuffleboard courtsTwo private piers for fishing or relaxingDirect, unobstructed open-water views of the bay and Clearwater Harbor from most units

Community Layout & Lifestyle

Edgewater Arms' single-tower, downtown-adjacent format gives it a distinctly different lifestyle profile from Pinellas County's larger, multi-building 55+ communities — residents are within walking distance of downtown Dunedin's restaurants, shops, festivals, and farmers market, while still enjoying resident-only amenities including two private waterfront piers, a pool, and a fitness room inside the building.

Location

Shopping, Healthcare & Airport Access

Edgewater Arms sits at 632 Edgewater Drive, Dunedin, FL 34698, directly on the Dunedin inner coastal waterway in the heart of downtown Dunedin, within walking distance of Dunedin's Main Street shopping and dining district and a short drive from Honeymoon Island State Park.

Restrictions

Age Qualification & Material Ownership Restrictions

Edgewater Arms is reported as a legally age-restricted 55+ community by 55places and multiple independent real estate directory sources. The recorded HOPA certification documentation was not independently pulled; buyers should confirm current certification and occupancy-compliance status directly with the association before purchasing.

Pros & Tradeoffs

Tradeoffs & Limitations

As an eight-story condominium building completed in 1970, Edgewater Arms is subject to Florida's SB 4-D structural integrity reserve study and milestone inspection requirements, which have driven up costs and required special assessments at many similarly aged Florida coastal condo towers in recent years — buyers should specifically ask about the building's current milestone inspection status, reserve-fund funding level, and any pending or recently completed special assessments before making an offer. Reported HOA fees ($604-$1,293/month) are meaningfully higher than many inland Pinellas County 55+ condo communities, reflecting both the building's age and its waterfront insurance/maintenance costs.

Comparison With Nearby Communities

Edgewater Arms is most comparable within Dunedin to Heather Ridge as an established 55+ community, but the two differ substantially in format — Edgewater Arms is a single waterfront high-rise tower in downtown Dunedin, while Heather Ridge is a lower-rise condo/villa community set back from the waterfront. Buyers who want golf or a larger campus with more on-site recreation should look instead to Highland Lakes on Lake Tarpon in nearby Palm Harbor.

Listings

Current Listings

A connected local agent can provide current available units, recent comparable sales, and the association's disclosure documents for Edgewater Arms.

FAQs

Questions Buyers Should Verify

  • Current SB 4-D milestone structural inspection status and reserve-fund funding level
  • Current HOA fee for the specific unit size and floor, and what it covers
  • Current windstorm/flood insurance costs and availability for this building
  • Current HOPA certification and occupancy-compliance status
  • Name of the original developer/builder (not identified with confidence)
What makes Edgewater Arms distinctive within Dunedin's 55+ communities?
It is a single eight-story waterfront condo tower directly on the Dunedin inner coastal, offering direct open-water views from most units and walking access to downtown Dunedin — a combination not found at Dunedin's other, lower-rise 55+ communities.
Is Edgewater Arms age-restricted?
Yes — it is reported as a legally age-restricted 55+ community by 55places and other independent sources. Confirm current HOPA certification directly with the association.
How much are HOA fees at Edgewater Arms?
Reported at roughly $604-$1,293/month depending on unit size and floor. Confirm the current fee and coverage directly with the association, including current SB 4-D reserve-fund status.
Is there golf at Edgewater Arms?
No on-site golf course. As a single downtown waterfront tower, its amenity focus is the pool, fitness room, shuffleboard courts, and its two private piers.

Sources

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