Del Webb Stone Creek

Independent Assessment

Stone Creek's core facts were independently confirmed: Del Webb began construction in 2006 with a planned total of roughly 3,800 homes, and current published HOA rates (effective January 2025) are $250.00/month for Classic and Estate series homes, $395.50/month for Garden series homes, and $727.79/month for villas (resale only). The Classic/Estate series fee does not include lawn maintenance, which residents must budget separately — a real structural distinction from the higher-fee series where lawn care is bundled in. CDD assessment status is parcel-specific; exact CDD dollar amounts remain unconfirmed from a primary source, and buyers should pull the actual property tax bill for any specific parcel.

Who May Find This Community Appealing

Buyers who want fee-simple ownership, standard mortgage financing, and included golf, and who are comparing directly against On Top of the World's leasehold structure, are the best fit for Stone Creek. It also suits buyers who want to choose their maintenance level (Classic vs. Garden vs. Villa) within one community.

Homes, Builders & Development History

Del Webb Stone Creek has been built by Del Webb, a PulteGroup active-adult brand, since 2006, with construction ongoing toward a planned roughly 3,800 homes. The community introduced its current Garden, Classic, and Estate series collections in 2011; villas are available only through resale. Because construction spans nearly two decades, buyers comparing homes should note that earlier and later phases may carry different remaining CDD balances and finish-level differences.

Current Pricing & Market Positioning

Reported pricing spans roughly $200,000 to $550,000 depending on series, lot, and finish level. As an actively selling new-construction community, buyers should expect a meaningful gap between advertised base pricing and the final price after design-studio selections; request current builder pricing and comparable resale sales for the specific series under consideration.

New Construction vs. Resale Considerations

Del Webb continues to build new phases at Stone Creek, so buyers are choosing between new construction with a builder warranty and a growing resale market, including villas which are resale-only. Resale sellers currently compete directly with new-construction inventory, which can affect resale pricing and timelines while the community remains in active sales.

Taxes, Insurance & Special Assessments

Homes are subject to Marion County property tax, with standard Florida Homestead exemption and Save Our Homes cap available to homesteaded owners. Some parcels carry a Bay Laurel Center CDD assessment as a separate line item on the tax bill; this is not covered by Homestead exemption and should be confirmed for the specific parcel via the Marion County Property Appraiser before making an offer.

Golf

Stone Creek Golf Club is an 18-hole championship course on-site, included in the HOA fee for all series (Classic, Garden, and Villas) with no separate annual golf pass required. Guest fees apply for non-residents, and some tee times are resident-priority.

Community Layout & Lifestyle

Stone Creek's amenity campus centers on its golf club and a large fitness/social center, with an on-site restaurant supporting a golf-cart-friendly internal lifestyle. Because the community is still building out, buyers moving in during active construction should expect ongoing building activity in some sections, offset by lighter amenity usage than the community will see at full buildout.

Shopping, Healthcare & Airport Access

Del Webb Stone Creek sits on the SW 80th Street corridor in southwest Ocala, Marion County, roughly 12 miles from downtown Ocala and a few miles from On Top of the World. Buyers should confirm current travel times to area hospitals directly, since drive times were not independently measured. AdventHealth Ocala and HCA Florida Ocala are the area's primary hospital systems.

Age Qualification & Material Ownership Restrictions

Del Webb Stone Creek is a legally age-restricted 55+ community, consistent with Del Webb's national active-adult branding and consistently confirmed across independent sources. The recorded HOPA deed language was not independently pulled; buyers should confirm current age-verification procedures directly with the HOA before purchasing.

Tradeoffs & Limitations

Stone Creek is still under active construction, meaning ongoing building activity and traffic in some sections. The Classic/Estate series' lower headline HOA fee does not include lawn care, which buyers often overlook when comparing it to other communities' all-inclusive fees. Some parcels — particularly in earlier phases — may carry a Bay Laurel Center CDD assessment, which has not been verified parcel-by-parcel.

Comparison With Nearby Communities

Stone Creek is most often compared with On Top of the World, a few miles east on the same corridor — Stone Creek offers fee-simple ownership and standard financing, while OTOW's Central sections use a 99-year leasehold structure with a 20% minimum down payment but lower entry prices. Buyers who want the highest ownership simplicity in this corridor should also compare against Ocala Preserve (Trilogy at Ocala Preserve), which offers fee-simple ownership with a single all-inclusive HOA fee but a smaller amenity footprint and no CDD on most current phases prior to 2022.

Current Listings

A connected local agent can provide current available new-construction and resale homes, current HOA fees by series, and CDD status for a specific parcel.

Is Del Webb Stone Creek age-restricted?

Yes — Stone Creek is a legally age-restricted 55+ community, consistent with Del Webb's national active-adult communities.

Is golf included in the HOA fee at Stone Creek?

Yes — the 18-hole Stone Creek Golf Club is included in the HOA fee for all series (Classic, Estate, Garden, and Villas), with no separate annual golf pass required.

Why do Stone Creek's HOA fees vary so much by series?

The Classic and Estate series ($250/month) do not include lawn maintenance, which owners must arrange and pay for separately. The Garden series ($395.50/month) and Villas ($727.79/month) include progressively more maintenance — lawn care, and for villas, additional exterior upkeep — which is reflected in the higher fee.

Is there a CDD fee at Stone Creek?

Some parcels, particularly in earlier phases, may carry a Bay Laurel Center CDD assessment as a separate line item on the property tax bill. This is parcel-specific — request the actual tax bill for the specific home before making an offer.