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Colonnades

Lakeland, Florida · Polk County

Legally age-restricted 55+resale

Colonnades is a gated, age-restricted 55+ community in south Lakeland built by Florida Leisure Communities between 1985 and 1994, with 360 single-level homes at build-out. It is best known locally for its unusually mature, natural setting — mature trees, ponds, and a small lake give it a softer, more landscaped feel than many of Polk County's other 1980s-90s 55+ communities. There is no on-site golf course, and the community is fully built out and sold as resale only.

Last researched 2026-09-16

Price positioning
Roughly high $100,000s to mid $200,000s, based on recent listing activity — confirm current comparables directly
HOA
Reported roughly $115-$218/month depending on source — confirm the current fee directly with the association
Community size
360 homes at build-out
Home types
detached
Builder
Florida Leisure Communities
Age policy
Age-restricted 55+ community (HOPA)

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Overview

Independent Assessment

Colonnades' HOPA age-restricted status, its 1985-1994 construction window under Florida Leisure Communities, and its 360-home count were independently confirmed through multiple real estate sources. Reported HOA fee figures vary by source — some place it around $115-$185/month, others closer to $218/month — and the gap could not be fully reconciled, so buyers should treat the fee as a range pending direct confirmation from the association rather than a fixed number. The community's mature landscaping and roughly 15,000 sq ft clubhouse (large relative to its 360-home size) are genuine, verifiable differentiators from smaller or more sparsely amenitized Lakeland communities of similar vintage.

Who May Find This Community Appealing

Buyers who want an established, quietly landscaped 55+ community with a large clubhouse relative to its size, and who are not seeking an on-site golf course, are the best fit for Colonnades. It suits buyers prioritizing a mature, low-key setting and a modest HOA fee over resort scale or new construction.

Homes & Prices

Homes, Builders & Development History

Colonnades was built by Florida Leisure Communities — the same builder behind nearby Highland Fairways — between 1985 and 1994, producing 360 single-level detached homes ranging roughly from 1,056 to 2,041 square feet. The community is fully built out; all current activity is resale.

Current Pricing & Market Positioning

Recent listing activity suggests pricing roughly in the high $100,000s to mid $200,000s, positioning Colonnades among the more affordable gated 55+ options in the Lakeland market. Because pricing data varies by source and by season, buyers should request current comparable sales from a local agent rather than relying on a single published range.

New Construction vs. Resale Considerations

Colonnades is fully built out with no new-construction option; all purchases are resale. Given the age of the homes (30-40 years), buyers should budget for likely roof, HVAC, and plumbing updates, obtain a full home inspection regardless of listed condition, and get an insurance bindability quote before making an offer.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

Reported HOA fee figures range from roughly $115-$185/month to approximately $218/month depending on the source, generally described as covering lawn maintenance and clubhouse/amenity access. A single current figure has not been independently confirmed directly with the association, so buyers should verify the exact fee for the specific home under consideration. No CDD assessment was found.

Taxes, Insurance & Special Assessments

Homes here are subject to Polk County real estate tax; Polk County's effective residential rate is commonly cited in the market at approximately 0.95%, among the higher rates in the Central Florida corridor. Buyers should confirm the current assessed value and homestead exemption impact for any specific home, and note that older roofs in this 1985-1994 construction window may affect insurance eligibility and premiums.

Amenities

Approximately 15,000 sq ft clubhouse with full kitchen, billiards room, and libraryOlympic-size heated swimming pool and hot tub/spaFitness center and saunaShuffleboard courtsPicnic area and fishing dockActivities director and organized social calendar

Community Layout & Lifestyle

Colonnades is distinguished among Lakeland's 55+ communities by its natural setting — mature trees, ponds, and a small lake create a landscaped, established feel uncommon in communities of its era and price point. The roughly 15,000 sq ft clubhouse is large relative to the community's 360-home size, and includes a full kitchen for hosted events, a billiards room, and a library, backed by an on-site activities director. An on-site fishing dock adds a quiet outdoor amenity not found at every comparable Lakeland community.

Location

Shopping, Healthcare & Airport Access

Colonnades sits in south Lakeland (zip 33811) in the Medulla area, with reasonably convenient access to US-98 South, Lakeland Regional Health Medical Center, and South Lakeland shopping and dining, plus roughly 40-minute drives to either the Tampa or Orlando metro areas.

Restrictions

Age Qualification & Material Ownership Restrictions

Multiple independent sources describe Colonnades as a gated, deed-restricted 55+ community operating under the federal Housing for Older Persons Act (HOPA) framework. Recorded HOPA certification documentation for this specific community was not independently pulled; buyers should confirm current certification and 80/20 occupancy compliance directly with the association before purchasing.

Pros & Tradeoffs

Tradeoffs & Limitations

Homes here are 30-40 years old, so buyers should budget for potential roof, HVAC, and plumbing replacement and get a full inspection regardless of a home's listing condition. There is no on-site golf course, so golfers will need to look at nearby public or private courses. Because the community is fully sold out and resale-only, there is no builder warranty coverage on any home.

Comparison With Nearby Communities

Within Lakeland's 55+ market, Colonnades sits alongside Highland Fairways (same builder, similar era, but with an on-site executive golf course) and Cypress Lakes (a much larger, land-lease manufactured-home community with golf, at a fundamentally different ownership structure). Colonnades' relative advantage is its unusually mature, landscaped setting and a large clubhouse for its size; buyers who specifically want golf access on-site should look instead at Highland Fairways or Cypress Lakes.

Listings

Current Listings

A connected local agent can provide current available resale homes, recent comparable sales, and the current HOA fee for a specific property.

FAQs

Questions Buyers Should Verify

  • Current HOA fee, confirmed directly with the association — sources report figures from roughly $115 to $218/month
  • Current CDD status, if any, for the specific home
  • Recorded HOPA certification and current 80/20 occupancy compliance
  • Roof age and insurance bindability for any specific home under consideration
  • Recent comparable resale sales for the section and home type under consideration
Is Colonnades age-restricted?
Yes — multiple independent sources describe it as a gated, deed-restricted 55+ community operating under the federal HOPA framework. Confirm current certification directly with the association.
Does Colonnades have a golf course?
No on-site golf course. Residents who golf typically use nearby public or private courses, such as those at Highland Fairways or other area communities.
Is new construction available?
No — Colonnades is fully built out at 360 homes (built 1985-1994). All current activity is resale.
What is the HOA fee?
Reported figures vary by source, from roughly $115 to $218/month, generally covering lawn maintenance and clubhouse access. Confirm the current fee directly with the association.

Sources

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