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Sun City Shadow Hills

Indio, California · Riverside County

Legally age-restricted 55+completed active resaleGolf

Sun City Shadow Hills is a guard-gated, legally age-restricted 55-and-older community of 3,400 homes in northwestern Indio, built by Del Webb between 2003 and 2016. The community's own published age-verification policy requires at least one occupant per unit to be 55 or older, limits occupancy by anyone under 19 to 90 days per 12-month period, and sets an 80% minimum occupancy threshold for age-qualifying units, consistent with the federal HOPA framework. Amenities center on the 35,000-square-foot Montecito Clubhouse and two golf courses — an 18-hole championship course and a par-3 course.

Last researched 2026-09-17

Price positioning
Resale pricing not independently confirmed to a specific current range; buyers should request current comparables from a local agent given homes ranging from roughly 1,099 to just under 3,000 square feet
HOA
Reported monthly HOA fees vary across sources, including a figure of $398/month reported effective January 2026; older listings cite lower figures, so buyers should confirm the current exact fee directly with the association
Community size
3,400 homes, built 2003-2016
Home types
detached
Builder
Del Webb (PulteGroup)
Age policy
Legally age-restricted 55+ community per the association's own published age-verification policy: at least one occupant per residential unit must be 55 or older, no one under 19 may occupy a unit more than 90 days per 12 months, and a variance may not drop qualifying-unit occupancy below 80%, consistent with the federal Housing for Older Persons Act (HOPA)

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Overview

Independent Assessment

Sun City Shadow Hills is confirmed as an explicitly, legally age-restricted community: the association's own age-verification page describes specific occupancy rules (55+ primary occupant requirement, a 90-day-per-year limit for occupants under 19, and an 80% minimum-qualifying-unit threshold for variances) that go well beyond generic marketing language. One lower-authority secondary source mischaracterized the legal basis as the 'Arizona Fair Housing Act,' which appears to be a copy-paste artifact from unrelated Sun City Arizona content — the community's own HOA-published age-verification page is relied on instead, and that specific attribution error is disregarded. Reported HOA fees vary meaningfully across sources and dates (from roughly $217 to a reported $398/month effective January 2026), which likely reflects real fee increases over time rather than a factual conflict; buyers should confirm the current figure directly with the association.

Who May Find This Community Appealing

Buyers who want a large, established, golf-centered 55+ community with strong guard-gated security and deep amenity infrastructure — a 35,000-square-foot clubhouse, two golf courses, indoor and outdoor pools, and a wide range of clubs and classes — are a strong fit for Sun City Shadow Hills. Its northwestern Indio location near Bermuda Dunes, about 30 minutes from Palm Springs, suits buyers who want valley-wide access while living in a large, self-contained community.

Homes & Prices

Homes, Builders & Development History

Del Webb built Sun City Shadow Hills between 2003 and 2016, delivering 3,400 homes in northwestern Indio near Bermuda Dunes. Homes range from roughly 1,099 to just under 3,000 square feet, with most single-level, ranch-style layouts offering two bedrooms and two bathrooms with attached two-car garages, and larger plans offering up to three bedrooms, three-and-a-half bathrooms, and three-car garages. As a fully built-out community since 2016, all current purchases are resale.

Current Pricing & Market Positioning

A current resale price range for Sun City Shadow Hills homes is not independently confirmed. Given the range of home sizes and the 13-year build-out span, buyers should request recent closed comparables for the specific home size and section from a local agent familiar with the northwestern Indio market.

New Construction vs. Resale Considerations

Sun City Shadow Hills has been fully built out since 2016; no new-home construction is ongoing within the community. Given the 13-year build-out span, buyers should budget for a full independent inspection and should request the association's current financials, reserve study, and complete governing documents before purchasing.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

Reported monthly HOA fees for Sun City Shadow Hills vary meaningfully across sources and dates, from roughly $217-$255/month in older listings to a figure of $398/month reported effective January 2026. Coverage reportedly includes maintenance of common grounds, two championship golf courses, other amenities, 24/7 gated security, and reserve/replacement funding. Buyers should confirm the current exact fee and coverage directly with the association (SCSHCA).

Taxes, Insurance & Special Assessments

Homes in Sun City Shadow Hills are subject to Riverside County property tax at the county's current rate, plus any applicable Mello-Roos or special assessment districts specific to the property. Whether such assessments apply to this community was not independently confirmed; buyers should request a full tax and assessment history from the seller or a title company before purchasing.

Amenities

35,000-square-foot Montecito Clubhouse with state-of-the-art fitness center, indoor and outdoor pools, tennis, and moreTwo golf courses: an 18-hole championship course and a par-3 course, plus a putting courseTennis and bocce courtsGame rooms and performance venuesWide variety of clubs and classes24/7 guard-gated security

Golf

Sun City Shadow Hills features two golf courses — an 18-hole championship course and a par-3 course — reported to operate on a public-access basis with a resident card (reported around $45 annually) and greens fees reported in the roughly $23-$99 range depending on play. Buyers who plan to golf regularly should confirm current resident rates and booking priority directly with Sun City Shadow Hills Golf Club.

Community Layout & Lifestyle

Sun City Shadow Hills offers a large-scale, golf-centered 55+ lifestyle anchored by the 35,000-square-foot Montecito Clubhouse and two on-site golf courses. With 3,400 homes built across 13 years, the community supports an extensive calendar of clubs, classes, and performance-venue programming typical of a mature, large Del Webb community, alongside indoor and outdoor pools and a strong guard-gated security posture.

Location

Shopping, Healthcare & Airport Access

Sun City Shadow Hills is located at 80814 Sun City Boulevard in the northwestern corner of Indio, Riverside County, California, near Bermuda Dunes and roughly a 30-minute drive from Palm Springs. The location offers convenient access to the broader Coachella Valley via Interstate 10 and Washington Street.

Restrictions

Age Qualification & Material Ownership Restrictions

Sun City Shadow Hills' own published age-verification policy requires at least one occupant of each residential unit to be 55 years of age or older, and provides that no person under 19 years of age may occupy or reside in a unit for more than 90 days in any 12-month period. The Association may grant variances from these restrictions unless doing so would result in less than 80% of residential units being occupied by at least one person 55 or older — the standard federal HOPA occupancy threshold. Federal law requires 55+ communities such as this one to verify occupant ages at least every two years. Because California's Unruh Civil Rights Act (Civil Code Section 51.3) sets a stricter 100%-of-occupied-units standard than HOPA's 80% federal minimum, buyers should confirm with the association which threshold currently governs enforcement here.

Pros & Tradeoffs

Tradeoffs & Limitations

Built across a 13-year span (2003-2016), Sun City Shadow Hills homes vary in age, floor plan, and renovation condition, so buyers should budget for a full independent inspection on any resale purchase. Reported HOA fees have apparently risen over time across sources (from roughly $217-$255/month in older listings to a reported $398/month effective January 2026), so buyers should confirm the current figure rather than relying on older third-party estimates. Golf access at Sun City Shadow Hills is reported as public rather than exclusively resident-only, which broadens course availability but also means non-residents may use the courses; a separate annual resident card and greens fees apply.

Comparison With Nearby Communities

Within the Coachella Valley cluster, Sun City Shadow Hills is the second-largest community after Sun City Palm Desert, with 3,400 homes and two on-site golf courses, and it is newer (2003-2016) than Sun City Palm Desert (1992-2003). Compared with the nearby Heritage Palms and Trilogy at The Polo Club, both also in Indio, Sun City Shadow Hills offers the largest scale and the most extensive golf amenity footprint of the three.

Listings

Current Listings

A connected local agent can provide current available resale inventory, recent closed comparables by home size and section, and current HOA and golf pricing at Sun City Shadow Hills.

FAQs

Questions Buyers Should Verify

  • Current, exact HOA monthly assessment and complete coverage breakdown, given the range reported across sources and dates
  • Current golf course resident-card cost and greens fees
  • Whether the association currently enforces the 80% HOPA occupancy threshold or California's stricter 100% Unruh Act standard
  • Current resale pricing and inventory for the specific home size and section under consideration
  • Whether any Mello-Roos or special assessment districts apply to the specific property
Is Sun City Shadow Hills legally age-restricted?
Yes. The association's own published age-verification policy requires at least one occupant per unit to be 55 or older, limits occupancy by anyone under 19 to 90 days per year, and sets an 80% minimum-qualifying-unit threshold consistent with the federal HOPA framework.
How many homes are in Sun City Shadow Hills, and when was it built?
3,400 homes, built by Del Webb between 2003 and 2016 in northwestern Indio.
Does Sun City Shadow Hills have golf?
Yes — an 18-hole championship course and a par-3 course, reported to operate on a public-access basis with a resident card and separate greens fees.
What is the HOA fee at Sun City Shadow Hills?
Reported figures vary by source and date, with a figure of $398/month reported effective January 2026. Confirm the current exact fee directly with the association.

Sources

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