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Sterling Grove

Surprise, Arizona · Maricopa County

Legally age-restricted 55+new constructionGolf

Sterling Grove is a 780-acre master-planned community by Toll Brothers in Surprise, on former farmland, that mixes all-ages neighborhoods with several dedicated 55-and-older home collections (including the Concord Collection, among others) rather than being a single, separately governed age-restricted enclave. Sterling Grove's 55+ collections carry their own age-restricted deed language, but they share the same homeowners association and the same mandatory Sterling Grove Golf + Country Club membership as the community's all-ages sections, rather than having a separate sub-association of their own. The community's centerpiece is a Jack Nicklaus-designed, 18-hole golf course managed in partnership with Troon, along with a large private clubhouse, pools, dining, and a full-service spa, all shared across age-restricted and all-ages residents alike. Toll Brothers is still actively building toward a planned total of approximately 2,200 homes.

Last researched 2026-09-17

Price positioning
The 55+ Concord Collection is reported selling from about $699,995, with individual floor plans priced from roughly $714,995 to $871,995 as of the last update
HOA
HOA dues reported around $525/quarter (roughly $175/month equivalent), plus a mandatory Sterling Grove Golf + Country Club Social Membership for every property owner, reported at a $5,000 one-time initiation fee plus roughly $180/month in dues
Community size
Approximately 2,200 homes planned across the full 780-acre Sterling Grove master plan at buildout, spanning multiple all-ages and 55+ collections; still actively building
Home types
detached
Builder
Toll Brothers, sole builder
Age policy
Formally marketed and deed-restricted 55+ home collections (e.g., Concord) within Sterling Grove — but the master community, clubhouse, and golf club are open to all ages, and the age-restricted collections share the same HOA and club membership as the all-ages neighborhoods

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Overview

Independent Assessment

Sterling Grove's 55+ sections were independently confirmed to be deed-restricted collections within a larger, all-ages master plan, not a separately governed enclave — the age-restricted collections and the all-ages neighborhoods share the same HOA services and the same Sterling Grove Golf + Country Club membership structure, per the club's own membership materials. This is a meaningfully different governance model from Trilogy at Vistancia (which has its own dedicated sub-association layered on the Vistancia master HOA) or Heritage at Asante (a Lennar-branded, distinctly bounded 55+ section within Asante), so Sterling Grove's 55+ collections are not described as a standalone gated enclave. 'Sterling Grove' remains Toll Brothers' current, active marketing name for this community as of the last update, with no evidence of a post-launch rebrand.

Who May Find This Community Appealing

Buyers who want Toll Brothers' luxury construction quality, a Jack Nicklaus-designed championship golf course, and resort-caliber clubhouse amenities, and who are comfortable belonging to the same HOA and club membership structure as all-ages neighbors rather than a fully separate age-restricted community, are the best fit for Sterling Grove's 55+ collections. It particularly suits buyers who want new construction and don't mind construction activity continuing nearby for years as the broader master plan builds out.

Homes & Prices

Homes, Builders & Development History

Toll Brothers is the sole builder of Sterling Grove, developing the 780-acre site — previously a working farm — into a mixed community of single-family homes, villas, and grand estates across nine home collections, including several dedicated 55-and-older collections such as Concord (and reportedly Alexandria, Charlotte, Napa, and Providence, per independent secondary research). The community has been recognized as the 2025 Master Plan Community of the Year by the Pacific Coast Builders Conference and the 2023 Master Plan Community of the Year by Professional Builder magazine. Construction is ongoing toward a planned total of approximately 2,200 homes.

Current Pricing & Market Positioning

The 55+ Concord Collection is reported selling from about $699,995, with specific floor plans (Skybrook, Matthews, Eastwood, Overbrook, Ballantyne) priced roughly from $714,995 to $871,995 as of the last update. Pricing reflects Toll Brothers' luxury-home positioning and the mandatory country-club membership bundled into ownership. Buyers should confirm current pricing and any active incentives directly with Toll Brothers sales, since new-home pricing in an actively building community changes with each phase release.

New Construction vs. Resale Considerations

Sterling Grove is an active new-construction community, with Toll Brothers continuing to build toward its planned total of approximately 2,200 homes as of the last update. Early buyers should expect ongoing nearby construction for an extended period and should confirm current phase pricing, available floor plans, and any builder incentives directly with Toll Brothers sales; a resale market is only beginning to emerge as the earliest phases mature.

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Fees

HOA Fees, Capital Contributions & Recurring Costs

Sterling Grove residents pay a standard HOA assessment, reported around $525/quarter (roughly $175/month equivalent), which is separate from and in addition to a mandatory Sterling Grove Golf + Country Club Social Membership required of every property owner — reported at a $5,000 one-time, non-refundable initiation fee plus roughly $180/month in dues. Because HOA services and club membership are governed and billed separately, buyers should request both figures directly from Toll Brothers/the HOA and the club, rather than assuming the quoted HOA fee includes club access.

Taxes, Insurance & Special Assessments

Homes here are subject to Maricopa County property tax, assessed and billed at the county level; buyers should confirm the current rate and a specific home's assessed value directly with the Maricopa County Assessor. As a large, actively developing master-planned community, buyers should also ask Toll Brothers directly whether a community facilities district or other special taxing district assessment applies in addition to standard county tax.

Amenities

18-hole Jack Nicklaus-designed golf course (Sterling Grove Golf & Country Club, managed with Troon)Large private clubhouse with dining optionsFull-service spaResort-style poolsState-of-the-art golf practice facilities and a golf simulatorParks, trails, and green space across the 780-acre master plan

Golf

Sterling Grove's centerpiece amenity is a Jack Nicklaus-designed, 18-hole championship golf course, operated by Sterling Grove Golf & Country Club in partnership with Troon. Course access runs through the mandatory Social Membership required of every property owner (both age-restricted and all-ages residents), rather than being included in the standard HOA assessment — buyers should confirm current membership tiers and any additional golf-specific fees directly with the club.

Community Layout & Lifestyle

Sterling Grove's lifestyle is organized around its single shared clubhouse and golf club rather than a dedicated 55+ social hub, since age-restricted and all-ages residents belong to the same HOA and the same country-club membership. Buyers considering one of the 55+ collections should understand they will be socially and administratively integrated with all-ages neighbors community-wide, even though their specific home and street carry the deed-based age restriction.

Location

Shopping, Healthcare & Airport Access

Sterling Grove sits in Surprise, Maricopa County, east of the White Tank Mountains, on what was formerly farmland. As a newer, still-developing master plan, buyers should independently confirm current drive times to established medical and retail infrastructure rather than assuming they match more centrally located, older communities in this corridor like Sun City Grand or Sun Village.

Restrictions

Age Qualification & Material Ownership Restrictions

Sterling Grove's designated 55-and-older collections (including Concord) are independently confirmed as deed-restricted under the standard HUD 80/20 rule for age-restricted housing, requiring that at least 80% of homes in the restricted section have at least one resident 55 or older. This restriction applies specifically to the designated 55+ collections and their home sites, not to the broader, all-ages Sterling Grove master plan, its clubhouse, or its golf course, which remain open to residents of any age. Buyers should confirm which specific lots and phases carry the age restriction directly with Toll Brothers and the HOA before purchasing.

Pros & Tradeoffs

Tradeoffs & Limitations

Sterling Grove's 55+ collections are not a separately gated or separately governed enclave — residents of the age-restricted sections share the same HOA and the same mandatory golf-club Social Membership as the community's all-ages neighborhoods, so buyers specifically seeking an age-segregated social environment akin to Trilogy at Vistancia or the original Sun City should understand this distinction before purchasing. The mandatory Social Membership (a reported $5,000 initiation fee plus roughly $180/month in dues) is a real, separate cost on top of the standard HOA assessment. As an actively building master plan, buyers should also expect ongoing nearby construction for years.

Comparison With Nearby Communities

Sterling Grove's 55+ sections share a single HOA and club membership with a surrounding all-ages master plan rather than having their own dedicated sub-association or clearly separate legal boundary — a structural difference from Trilogy at Vistancia (separate sub-association) and Heritage at Asante (a distinctly bounded, single-builder 55+ section). Compared with Sun City Grand or Sterling Grove's closer luxury peer PebbleCreek, Sterling Grove offers a considerably newer, single-builder golf course and clubhouse, at a meaningfully higher price point and with a mandatory club-membership cost that some other communities in this corridor do not carry.

Listings

Current Listings

A connected local agent or Toll Brothers sales representative can provide current available floor plans, pricing, and the confirmed current phase and construction timeline for the Concord Collection or other 55+ collections.

FAQs

Questions Buyers Should Verify

  • Exactly which lots, streets, and phases currently carry the 55+ deed restriction, directly with Toll Brothers and the HOA
  • Current HOA quarterly/monthly assessment and the current mandatory Social Membership initiation fee and monthly dues
  • Current new-construction pricing, available floor plans, and builder incentives for the Concord Collection or other 55+ collections
  • Whether any community facilities district or other special taxing district assessment applies to the specific parcel
  • Current construction timeline and phase status for the overall 780-acre master plan
Is Sterling Grove a legally age-restricted 55+ community?
Only specific collections within it, such as Concord. Those collections carry a deed-based age restriction under the standard HUD 80/20 rule, but the broader Sterling Grove master plan, clubhouse, and golf course are open to all ages, and the age-restricted collections share the same HOA and club membership as the all-ages sections.
Is 'Sterling Grove' still the current name for this community?
Yes. Sterling Grove was independently confirmed to remain Toll Brothers' current, active marketing name as of the last update, with no evidence found of a post-launch rebrand.
Do 55+ buyers at Sterling Grove get their own separate clubhouse or HOA?
No. The 55+ collections share the same homeowners association and the same mandatory Sterling Grove Golf + Country Club Social Membership as the community's all-ages neighborhoods — a different structure from Trilogy at Vistancia's dedicated sub-association or Heritage at Asante's distinctly bounded 55+ section.
Is golf included in the HOA fee at Sterling Grove?
No. Golf and clubhouse access run through a separate, mandatory Social Membership (reported at a $5,000 initiation fee plus roughly $180/month), distinct from the standard HOA assessment.

Sources

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